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    • We have spoken to DVLA and been told to write a letter with the details. Even though there is no address available it will be on record that she is no longer the keeper and that will be backdated to the time of sale.   I'm sorry I haven't addressed your questions. It's a Mini 07 registration 70,000 miles, service history, well maintained, bodywork perfect, 2 former owners MOT  December and recently serviced. Price £1900. As far as we are aware there were no other issues apart from the small oil leak - they are claiming there is oil all over their drive but there has never been any oil on our drive. (My daughter did suggest that they might not have screwed the oil cap on properly). In fact a local garage looked at it the day before the sale and their description of the leak was 'slightly damp'. It was advertised on Gumtree and Facebook Marketplace. The advertised price was £2250. There was no smell of burning oil when they test drove, nor had there been any such smell or fumes.
    • To answer the question, no, unless they do it illegally. 
    • the differences between brexiter bull-fantasy and Remain Reality begins to bite   add in: Just a year ago she was saying in the express that Brexit would stop the EU 'stealing' our stocks 'on OUR terms', without mentioning:   * the vast majority of our catches are sold to the EU (which she should know as a fish auctioneer profiting from others work) * the effects tariffs would have * The vast majority of the fish we eat is imported * The United Nations stocks agreement * The migratory nature of the fish (sic) * Irish and Scot fishing/territorial waters if they become independent   and of course she's out of one of her income streams LOL .. but I assume her fish auction company can still auction UK catches to the EU without change ... for now   You can understand how terms like 'mummery' came into use can't you?
    • Thank you for your responses. In terms of the vehicle, it is a 2010 volkswagen crafter which I purchased for £2500. It has 160,000 miles on the clock. But for its last MOT had 260,000 miles on the clock.  The reason I didnt check these bits and Bob's is due to the fact I have only bought new previous to this and being young I guess I was naive and trusting to a certain extent or should we say inexperienced in used vehicles.   He has several Van's listed and several more at his address also. I have his address yes, I'm unsure on ownership of said property.   I have pictures of all conversations between ourselves, I also now have written confirmation from a garage in regards to the forged service history I am awaiting a call off 2 others as I type this. I am now losing an extreme amount of money per day due to not being able to work or get the money back and this is seriously affecting my health already.   Apologies if i have missed anything out there I've tried to answer as best I can.
    • Have you been in contact with the Council's Housing and Homeless Team? Also have you had a proper benefit assessment.
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margaretwilcocks

Car Insurance - No Fault accident claim advice

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2 months ago I bought a 6 month old audi estate for £31,000. I have fully comp insurance, full no claims discount and GAP Insurance.

Last week I was stationary in traffic on a motorway and a lorry hurtled into me at 60mph.

Thank god for German engineering otherwise I would not be here today. Although I now have ongoing neck and back pain

which is being investigated.

However the problem now is my insurers. The car was completely stoved in at the back and back doors would not shut and chassis bent.

The insurers want to repair the car. Their approved bodyshop is so far up to £15,000 worth of repairs which they

say they will do and then run engine and front of car checks which will no doubt entail more expense as the covers popped

off front seats and there is internal damage at front.

They have given me an equivalent courtesy car at a cost to them of £9,000 per month. I have been told that my car will be out for repairs for at least 6-8 weeks. meaning £18,000 in courtesy car charges for them in addition to the £15,000+ car repair costs.

 

Surely the car should be written off in these circumstances! I have no wish to drive it again once repaired and will put on the market the day it is returned to me. Which leads me to another question. Loss of value. When I come to sell the car can I claim for loss of value.

 

I might not be posting on right section of the forum so if someone can suggest another place let me know

 

Thanks for all the advice

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Hi,

 

Are you using a solicitor to claim for your injuries and uninsured losses?

 

The hire won't come in to it when deciding if the car is a write off so you will get the car back.

 

Tell your solicitor that you wish to claim for loss of value and they should arrange for a diminution report on the vehicle.

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The thing is it wont be costing your insurance co anything as it will be the TP insurers that will be paying in the end.

You realy need a claim solictor to handle your injuries and that could go on for some time.

It also may be worth getting an independant report on the car and the repairs proposed.

Nothing to stop you claiming direct of the TP insurers.

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Who has authorised £9k a month for credit hire ? If this is a non-fault incident, I suggest you speak to the Lorry Insurers as they may be in a position to mitigate the total loss given the ridiculous quote for credit hire. This is one of the reasons that motor insurance costs so much !


:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)

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Who has authorised £9k a month for credit hire ? If this is a non-fault incident, I suggest you speak to the Lorry Insurers as they may be in a position to mitigate the total loss given the ridiculous quote for credit hire. This is one of the reasons that motor insurance costs so much !

 

 

The OP didn't say it was credit hire. If liability is disputed then the third party's insurer will not provide a hire vehicle. In any event the OP has a prestige vehicle and so will be entitle to a like for like hire car.

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Sorry ignore that bit about liability, I got this thread confused with another similar one sorry. I can't edit my posts on my phone.

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