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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Currently claiming SSP - business being sold - new contract / redundancy

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Hi there!


I'll try and keep this short but it's a bit complex.


I am currently experiencing a relapse in M.E. (CFS). I last had it 9 years ago and it took me about 18 months to get right.


I have been signed off by my GP for just over 4 months. My 28 weeks SSP ends on Sept 17th 2012.


My current employer did not want me to return until I could manage one full days work (7 hours) which I explained could be some way off achieving. They were happy to run to the end of the SSP period and see how I was and even wait after that for me to get fit enough to return. I am awaiting an appointment with a specialist clinic my GP has referred me to.


Unfortunately my employer has been diagnosed with terminal cancer and is selling the business.


I have met with the new buyer / employer to be to discuss my situation. He is not really aware of SSP laws etc and I tried to explain that it is the employers duty to ensure that by returning to work, even on a phased return, an employee shouldn't earn less than the current rate of SSP. He asked what would happen if they did, was it LAW. I said it was an employers responsibility to ensure the employees financial situation regarding these facts.


I said I was ready to return to some sort of work but am contracted for three days a week and can only really manage 3 hours a day, four at a push. My job involves a deal of repetitive movement and requires we remain standing for the duration which is difficult some days for me, not others.

He suggested 3 hours per day for five days but I said as I haven't tried any hours for months I honestly don't think I could commit to that. I said in some ways it would be easier to just start a new contract for four hours, three times a week and he jumped at the chance.

Basically he doesn't want to pay me if he's not getting something for it, reading between the lines. His solicitor advised him to make us all redundant and re-employ under new contracts but I made him aware of TUPE and suggested he inform his solicitor of it also!

I said if he didn't want me to stay and I wasn't fit for the hours required in a phased return then he should request a medical capability report once he is owner and take it from there. I won't put up a fight. I'm honestly not sure I can do a job that physical again in the future.


But now I've read TUPE I see he shouldn't really alter anyone's contracts???


If I agree to less hours, I won't get NI paid and if I signed a new contract and it didn't work out I wouldn't be able to claim ESA or job seekers? So am I better to stick to my guns and see it through the proper channels, whether he likes it or not?


He siad he will make me redundant then and re-employ me but said 'what if you don't re-employ me?' and he said 'there's a certain amount of trust involved'. May be so but I'm not feeling trusting.


If he offered redundancy I would take it, I know it wouldn't be much, only arounf £500 plus accrued holiday but could I still claim ESA or JSA if I accepted it?


I fully intend to work again but right now, this is all sapping very precious energy and I just don't think I could manage what I initially agreed to. My Husband is concerned by returning for 12 hours all at once I will getting in too deep and risking another relapse.


Please do offer any legal advice you can.


Thank you so much for reading.

P x

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I'm sorry you have this on top of trying to recover!


Me, I would sit tight. Yes you can claim benefits if are are made redundant subject to the usual - NI contributions, spousal income, savings etc.


I would sit tight. He either has to take you on as is or pay you off. If he does neither, ET. Not sure why you are making any choices at all frankly! Relax, let him deal with it. You shouldn't need to be his legal advisor, let him look it up himself, while being aware of the law for your own benefit. Do tell him you are disabled and protected by the equality act though!

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I would sit tight, as already mentioned if he sacks you it could be an ET. I have ME and have been through an ET.

It was hard, it made me far worse but it is possible if you have to do it.


You should not return before you are able, your husband is right. Im sure you already know this but are worried in regards to returning to work and keeping the job long term.

If you return too soon, under pressure from somebody who does not understand the ME or the issues relating to it, then in the long term you will not be looking after yourself.

The main issue with ME, is that you do need to recover properly before returning, otherwise you will prolong your illness for longer.


I have also been referred, and attended a hospital for ME. There are always a long waiting list to get on any courses, as they are few and far between. But it is worth waiting for.

What hospital have you been referred to?


Don't be bullied into returning too early, listen to your body and your GP.



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Hi there Guys,


Thanks for replying.


It is easier said than done to not make any decisions. This chap clearly isn't clued up and his solicitors don't seem to be advising him well at all.


One thing that did concern me was that if I agreed to and signed a new contract it could affect me continuity of service, which I have since found out it could so that's not much good! Add to that, if I did agree to contrcat for less hours, I would be earning under the lower limit threshold for NI and wouldn't be entitled to claiming SSP in the future with this employer.


I am going to ring him now and briefly explain that I cannot agree to a change in contract at this point.


I may ring ACAS now and speak to them, so I can tell him I have it on some authority.


Will keep you posted!


Bye all x

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