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I would Bank with Dave, say half of population

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More than one in two people would switch to the "Bank of Dave" – the enterprise set up by David Fishwick, a Burnley businessman, to sideline the big lenders.

 

Mr Fishwick wanted to offer an alternative to Britain's scandal-hit big banks but faced problems getting a banking licence from the regulator. He promised customers 5pc interest on their savings, using the deposits to lend to local people struggling to secure loans from the established lenders. But in the absence of a banking licence he was forced to lend his own money. According to a survey by MyVoucherCodes.co.uk, 52pc of people would be happy to bank with Dave, with 64pc of those attracted by the interest rate on savings. Fifty-seven per cent liked the fact the all profits were to go to charity, while 41pc mentioned the lack of bonuses for bosses as the reason.

 

A third simply said the found Dave to be "likeable" and a quarter trusted him more than the big banks. Mr Fishwick was the subject of a Channel 4 documentary, "Bank of Dave" Mark Pearson, chairman of MyVoucherCodes.co.uk, said: "I think what David Fishwick has done is very admirable and it's no surprise that many people would get behind the idea and turn their backs on big banks if given the chance. "The fact that all profits go to charity is probably something that appeals to the general public, as they know that he doesn't have an ulterior motive to make millions from his idea."

 

More: http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/9441702/I-would-Bank-with-Dave-say-half-of-population.html


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