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My Debts and my journey into and after failed IVA..


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cnt see any indication of what the devil the IVa company were upto in court just because the IVA failed.

i can see it was done thru PayPlan, bit it wouldn't have been payplan that did it

some fleecing mob like Harrington Brooks or alike.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they are not 'entitled' to anything now and since the failure never were.

the IVA failed. so did any obligations eitherway.

 

it doesn't use that word at all.

 

read it properly.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The gist of this is that I made a PPI claim in respect of an Egg loan and although the claim was upheld,  the letter I received stated that the funds I would be forwarded to my Practitioner as I am currently in an IVA or declared bankcrupt. This is incorrect information and although I asked where they obtained this information, they did not respond to the question. 

 

It was only after re-reading the letter months later after reading an article online, (it was received in December 2019), that I decided to write to company.  They have written back to me stating that I need to contact Paypal regarding this as they contacted Paypal and they have stated that the 'redress from the complaint belongs to them'. The amount award was over £4000.

 

As I am no longer in an IVA how can this be the case and what can I do?

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if this was Canadian Square operations the refund is coming from?

they very often make mistakes

like trying to pay YOUR PPI refund to a DCA that had latterly bought a debt.

 

the IVA failed in 2013!! thats +7yrs ago.

 

please dont let them get away with this as that money wont go off your debts anyway as all will now be statute barred anyway and the money will go into someone back pocket!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you most certainly NEVER use resolver

they are getting far too friendly with banks now

 

you need to exhaust CS's complaints procedure 1st before you can involve the FOS.

 

can we see this response in PDF please.

 

you need to complain, it's not on !! nor correct.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pay pal?

 

CS cannot pay your PPI to anyone bar YOU , the IVA failed +7yrs ago.

you need to complaint to CS about this.

get them to state WHERE is any legislation it states they can pay a PPI refund to a IVA provider whereny it failed +7yrs ago

 

there is NO legal remit that exists even IF the IVA were completed ....it was +7yrs ago and is totallY dead now.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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