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mbna ppi charges reclaiming


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no change

 

did you do a spreadsheet too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok well it'll means you get ALL the PPI then, no off-setting.

 

good for you

 

got PENALTY charges too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

have no idea how to go about reclaiming penalty charges.

Will have lots but probably only £12 overlimit and £12 missed payment charges.

 

Can I claim these and do I claim from mbna or activ kapital.

 

Really scared as debt is spiralling out of control and any extra money I can get my hands on would be fab.

 

I have no statements and do not know where to start.

 

Really appreciate your help. ty

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link 3 in my sig below

 

for charges

 

you really should be doing a spreadsheet as well for your PPI claim.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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always the oc - original creditor

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Reply received from MBNA on 23rd July - claim upheld. Will receive breakdown of payment and cheque in 12 WEEKS. This was original an abbey card that I have had since 1999. Having spoken to MBNA yesterday to enquire from what date the ppi will be refunded and she said October 2002. Confused.... Will wait and see what the breakdown is.

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MBNA will only pay for the the part they had card, In my case i have had to make a seperate claim to santander for the pre MBNA part, Let us know how u get on with the charges AS i sucessfully claimed PPI but am still awaiting the charges part resolution x

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