Jump to content


  • Tweets

  • Posts

    • HI   Firstly the parking in front of your drive, do you have a pavement with a Drop Kerb in front of your property to access your driveway, if so are they infringing on the Drop Kerb? (note your can ask the council to to paint a white line with lines at the end on the road in front of the drop kerb please note there may be a cost from the council to do so)   As for the CCTV look at this ICO link: https://ico.org.uk/your-data-matters/domestic-cctv-systems-guidance-for-people-using-cctv/   Due to the new DPA/GDPR if you have CCTV on your Property and it views outside of that Properties Bounderies they then need to register as a Data Controller with the ICO.   So I would make a Formal Complaint in writing to the Councils Data Controller, ICO (specifically asking if this individual is Registered with them as a Data Controller) & Police, you need to keep a good paper trail of this individuals actions.   I hope this individual knows the Law on Harassment as from your thread that is the impression I get is no matter what you do they will find something else to complaint about.  
    • Most guarantees are not transferable anyway to the new owner so why a solicitor should request it is pointless.The quotes should suffice to prove the work was carried out.   Andy
    • Apologies for the prolonged radio silence!   To cut a very long story short, I went back to Barclaycard (because I bought the car with my VISA card) and they offered to repair the car at a cost of £2500.   We accepted the offer because we were advised that even if we went to court and won the case, there was no guarantee that the dealer would give us our money back anyway or would end up paying us £10 a week for the next umpteen years.   The decision to have the car repaired was also made in the light of the fact that apart from the gearbox issue the rest of the car was in good nick. It is running fine after nearly 4 months now, so even if our friend gets a few more years out of it it will have been worth it.   Now that it is all settled I can reveal the name of the dealer - it was Thatcham Motor Company, in Thatcham, Berks. Very pleasant to deal with at first whilst everything was ok but boy oh boy, beware if anything goes wrong!   Similarly Momentum Warranties who provided the 6 months "warranty". On paper this warranty apparently covers practically every conceivable fault that the car might develop until you try to make a claim!   It seems that only if a component physically breaks that any cover is provided, otherwise they will hide behind the "fair wear and tear" get-out clause. Can an ECU unit be subject to wear and tear?   I would not touch either of these outfits again with the proverbial barge pole. Buyer beware!   One further thing I forgot to mention. We ran up considerable expenses trying to sort all the issues - the engineer's reports, travel costs etc.   Is it too late to try to claim these back from the dealer now? I just ran out of energy by the time Barclaycard agreed to pay for the repair but now the dust has settled I am up for it again!   Would this have to be done via the Small Claims Court?
    • no rush yet not due for 3 weeks as per andyorch's information above   i'm sure we'll get time before then.   dx  
    • There is a space for comment on the N180 where you can state that you wish to object to any request by the Claimant for an "on the papers" hearing. I wouldn't worry about the permits term, as the non-display of a permit is not the apparent cause for action against you. Have you sent them a CPR request for documentation?
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2624 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Just after some advice. It's probably to ignore them, but though i'd ask.

 

I've been having communication from capquest over the last month or so, but have no idea what it is concerning. I had a letter a few weeks back claiming i owed them money, but they didnt say what for. I ignored the letter and binned it.

 

Then the phone calls started. One a week, on a thursday around 1 pm like clockwork. The first 3 i picked up and he was asking for me by name. I didnt confirm and he said he needed info for DPA ( yea right). I refused to give it to him and he said he'd mark it as a refusal. I just hung up.

 

Then last week, they called and left a message on the answer machine. They stated who they were, a reference number and my name. (Remember, they dont have any concrete evidence i live at this address).

 

Then today another message saying doorstep collectors will be coming in the next 7 days if i dont contact them within 24 hours ( like thats gonna happen).

 

I wonder what their doorstep lackies will say when they knock on the door and a 6ft 2 200lb ex rugby player opens it with an Alsatian running around the garden freely :)

 

 

Now i know i should ignore this, but i want to have a little fun. Does anyone have an idea of a letter i can send them that doesnt confirm my identity and stops them pursuing me? One thing i am curious about is what they are after? Any debts that i have previously had would be well SB'd by now, and on a completely different address ( we moved to this address two years ago.)

 

Any advice welcome :)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

i doubt they will do a doorstep collection,they hoping they will scare you into phoning them

 

give the doorstep a clean down ready for collection:-)

 

if it was me i would ignore them in the hope they do turn up so i could ruin there day:razz:


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Share this post


Link to post
Share on other sites

Oh i know its probbaly just a generic threat. I dealt with them years ago. Im just curious what debt they could be after and why they havent actually said what the debt is for. I'm tempted to call them and record the call and see what they say. However, that would mean revealing my identity.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

is this any good adapt to suit

 

Dear PERSONS,

 

I would like to take this opportunity to thank you for interesting yourselves in my financial affairs.

 

It has been brought to my attention that you paid an outstanding debt on my behalf to ( bank name)

I cannot thank you enough for doing this as I was unable to do so myself. You have restored my faith in the goodwill of others and you sir are truly a good Samaritan.

 

If I may be so bold as to mention, I do have some other outstanding financial matters that you may wish to take a look at and having spoken to some friends and family they too would like you to look into their financial affairs.

 

I believe that the sum (bank name) accepted from you as payment of the debt was around £20.00, well done to you sir for managing to reach such an amazing deal with the bank. I had tried in vain to get them to accept that amount from me but to no avail, you sir have clearly mastered the art of negotiation.

 

I have already written to the queen asking that you be considered for an award for services of charity to the people, I do hope it is acted upon.

 

Yours most thankfully,


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Share this post


Link to post
Share on other sites

:madgrin:Dear Curr or Madman,

 

I am in receipt of various ridiculous messages, one of these

peculiar missives states that some person with a fetish for

doorsteps is going to call one, you shoull be aware that I

do not have a doorstep for them to collect, BUT I can give

them directions to a local builders merchants where there

is a large choice of doorsteps on offer.

 

You should also note that I do not acknlwledge any debt to your

museum of doorsteps or any other collector you may claim

to represent.

 

My doorstep telephone helpline is now CLOSED so all future

contact MUST be made i writting if you can find your crayons.:jaw:


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

I think i might actually post that brig haha :D


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

All this irresponsible talk about doorsteps, makes me feel distinctly disadvantaged - if a doorstep collector arrives here, I don't have a doorstep to offer!

 

The entrance into my flat, is a level, quarry tile floor, circa 1937 - mind you, my front door opens outwards, and might seriously inconvenience any budding collector, if they are standing too close.

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

Share this post


Link to post
Share on other sites

Well, i'll be sending them a letter saturday. Cant do it tomorrow. Got an advanced driving test to do :)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Personally I wouldn't send them anything - I'd wait and see if they write to you


Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Share this post


Link to post
Share on other sites
:madgrin:Dear Curr or Madman,

 

I am in receipt of various ridiculous messages, one of these

peculiar missives states that some person with a fetish for

doorsteps is going to call one, you shoull be aware that I

do not have a doorstep for them to collect, BUT I can give

them directions to a local builders merchants where there

is a large choice of doorsteps on offer.

 

You should also note that I do not acknlwledge any debt to your

museum of doorsteps or any other collector you may claim

to represent.

 

My doorstep telephone helpline is now CLOSED so all future

contact MUST be made i writting if you can find your crayons.:jaw:

 

:hail::hail::hail::cheer2: Oh that made me laugh Brigadier

Share this post


Link to post
Share on other sites

Pmsl @ these letters... I might borrow one of these should anybody else come looking for money!


It never rains but it pours...

Share this post


Link to post
Share on other sites

A nice missive telling them they are being reported to the OFT etc as well, I should think! :D "Unless you contact us debt collectors are coming" Well, since they have not yet confirmed you are the one they are looking for (if you don't contact us then we will assume you are the one we are looking for bla bla :roll:) then they have just disclosed what they are not allowed to, that they are debt collectors chasing a debt.

 

They may have had a family members number by mistake who does not know about the debt.

 

Back when CAG first started, I seem to recall that Capquest were a major problem, and a meme started, whereby people started posting copies of the Yellow Pages to Capquest, but with no stamps, so the receiver has to pay, must have cost CQ a fortune!


[sIGPIC][/sIGPIC]

Share this post


Link to post
Share on other sites

I always ask at the end of my letters that so i can reply quickly, they MUST send me SAE's :)

Share this post


Link to post
Share on other sites

I have and nothing unusual is on there. Just the 2 defaults and a ccj that are due to drop off soon. but theyre still registered under a diff iwner.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

love it guy's and girls,, will be using some of them letters ( brilliant ) I have a doorstep now, should I ensure against loss !!!!!!!!!!!!!!!


[sIGPIC][/sIGPIC]Happyhippy1959

Share this post


Link to post
Share on other sites

you could if you wanted put this on your letter to them.

 

DILLIGAF.jpg


PHOTOBUCKET TUTORIAL IS NOW DONE HERE IT IS

Share this post


Link to post
Share on other sites

So got home from work today and my dad had taken a message.

 

Please call 0844 248 8999

 

Ref : to arrange a home visit.

 

Yea... right. Like thats ever going to happen. I still have absolutely no idea what they are trying to get me to pay for.

 

 

Maybe i should phone them up and have a little fun at their expense. The bright side is, at least i actually have some kind of a reference number now, for what its worth.

 

So i have 3 choices. Ignore them, call them up and have some fun, or send the prove it letter.

Edited by renegadeimp

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Ok. SO gotten more info from my father. Apparently Crapquest had no problems stating who they were, and the fact they wanted to arrange a visit. My father didnt even ask any questions to this effect.

 

So on Monday, theres either a recorded call going out to them, or a Prove it letter, along with a formal letter of complaint, plus a complaint to the ICO.

 

And STILL i have no idea what supposed debt they are after.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Just had another call from "david".

 

Asked me if i was Mr x. I simply ignored him and said "who is this?" . He said "its a company called capquest. I'm calling mr x in regards to a personal matter in regards to letters we have sent him. Are you MR x?".

 

Umm hello... I've never had letters from you, you muppet.

Still didnt confirm my name, i just said " i dont know who you are and what you do, but if you want to contact Mr x, can you please do it in writing. Goodbye".

 

As i started to put the phone down, he mumbled something about "refusals". Meh, whatever you say "david".

 

The only thing i can think of that it could possibly relate to is a long SB'd debt, one of my two defaults that fall off in 5 months ( Cabot Financial still own the debt, so if its either of these, crapquest can go take a jump), or one of the two CCJ's that i have that expire soon. However, if its one of those, i doubt they could enforce it since i have had zero contact with any creditors since the CCJ was issued. Either to me, or from me to them.

Edited by renegadeimp

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Another phone call. 8.30 am this morning. These idiots just dont seem to understand english :shock:


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

when they ring again thank them and ask them to ring again at the same time tomorrow as you need to get up early as your going on holiday and don't want to miss your flight.


PHOTOBUCKET TUTORIAL IS NOW DONE HERE IT IS

Share this post


Link to post
Share on other sites
when they ring again thank them and ask them to ring again at the same time tomorrow as you need to get up early as your going on holiday and don't want to miss your flight.

 

 

 

Like myself having a long rest/recouperate, phone call from company we are trying to assist you to market property you are not being very helpful (they wanted to market at a ridiculous price, (agents quick profit?), I may ask Mr xxx to call around and see you to re-plan the selling aspect.

 

 

O.K. as I am the Seller you are my agent I look forward to seeing him, answer he will call to-morrow morning 9a.m., blimey I say Concorde is out of service I thought, What do you mean they ask? well seeing I am 8,000+ miles away be a miricle. We will await your return then Um.


:mad2::-x:jaw::sad:

Share this post


Link to post
Share on other sites

To be honest, i dont mind them ringing, as most of the time it goes to answer machine anyway. However, i am still at a loss what debt they are chasing up or chancing their luck on.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

:lol:You need to send a letter written caps with a red crayon, they'll understand that.!!!:madgrin:


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...