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    • Hello all,  During the pandemic, we all have a duty to help one another, but i feel that the current Price gouging policy of all the main public sellers such as ebay and amazon to name the biggest are actually keeping the ppe prices artificially high. and i tell you why.   pressure from bodies such as which and the trading standards in the early days to cut the price gouging listings on these platforms, has back fired!! This has now lead to a select club! being the Approved traders, as the only listings allowed to list certain ppe items, this has created a club that with ebays trending structure is keeping the prices high,   i have been at logger heads with ebay about this, they are using this policy to rip off the public, after all they take a percentage commission on every item sold.    If i try to list an item of ppe much lower that the approved traders club, my listing is rejected, and the reason given is price gouging!!!, what a joke as my listing is half the price of the approved traders and ebay know this.   they are worried that this will get out, as the conversations with the concierge service they tell me they are constantly reviewing their policy!!!. Which needs to put pressure on these companies to change the policy to create a fairer result for the public.      
    • You might want to check your contract notice as you’ll need to be given that or given legal notice under 2 years (1 week), usually instant is for gross misconduct which this doesn’t appear to be. Again need to check contract but minimum 1 week I believe legally.   I agree they should have better processes in place but they’ve terminated you for unsatisfactory performance they can do that.   It sucks but it’s not unfair, I can see a discriminatory reason posted either so I think best bet will be to look for something new.    Most likely they need to lose heads & knowing they will have to pay contributions in August chose to lose you as you have been there less than 2 years and have very little rights as a result.
    • Just to update on this, received the anticipated reply from Packlink. Still chasing hermes every week.    
    • So I gather that you sent some parcels using DPD. They arrived in an apparently damaged state so that the items can't be used. The items were returned to you and you had to refund your customer. You are now out of pocket to the tune of the entire value of the items or at least the cost of repairs. You used DPD on some kind of account/credit system so that in principle you owe the money – but you are withholding the money because they didn't carry out their contractual obligations correctly and also they caused you loss. They are now threatening to sue you and they have sent you a letter of claim. I understand that you didn't take any photographs of the damaged parcels or of the items – on the basis that you weren't informed that that would be necessary. I understand also that you have had phone calls with them – but you probably have never recorded the courts so you have no evidence of what has been said. Is this all correct? You haven't told us what the items are and whether they are still in your possession. You haven't told us whether the damage to the items makes them a total loss or if they can be repaired. You haven't told us anything about values of the items or of the cost of repairs. We need this information. Also, I hope that you won't mind too much when I say that your failure to take photographs on the basis that nobody had told you to do it – shows a certain level of naïveté and your lack of evidence may become a problem if they do issue proceedings and you have to defend yourself. I suggest that it is axiomatic of any kind of dispute of this nature that you would start acquiring and storing evidence from the outset – and photographs are certainly going to be the minimum kind of evidence that you would require. You also haven't told us the value of the invoice sum which you are withholding. Although your post is pretty long, it seems to be pretty scant on some of the essential information. If you could please respond to these questions and then we will try to give you advice as to your position and the next step.
    • sar vanquis   sar express gifts cards.   too    
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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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siennasmummy

Welcome Finance debt. Help needed!!

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Hi,

I took out a loan with Welcome in 2007 for £3000. I didn't take out PPI with it. I could easily afford the repayments and everything was ok for around 4 months. I then got made redundant and as we had other debts, we thought the best option was an IVA. This failed as the payments were too high it was ridiculous and we end up with not knowing who we owe to and it's a complete mess! The last payment made to them was in 2009.

Anyway, today I have received a letter (Final Demand) from Lewis Debt Recovery, they must have traced me to my new address because I actually moved last year. They want £5700 in full by this Thursday or further action will be taken etc..

I won't ring them as I have always been advised on here not to speak on the phone but I'm very tempted to ring and say, look I'm skint, got no job, no money and I live with my mother so please, please make me bankrupt!!

What should I do here please? Do I send Lewis a SAR?

Also, if I did go bankrupt (just myself) would the courts include my husbands wage as my income?

I am a bit worried as I don't want people turning up here, doesn't bother me I will tell them to go away but it will upset my Mum, it's her house and she only lost my Dad a few months ago and doesn't need the stress.

I could probably manage to pay £50 per month but I doubt they would accept that for a debt of £5700???

Please help, I don't know what my next move should be.

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Also, just another quick question, do I send the SAR to Lewis or to Welcome? Or to both? Apparently, Lewis have only been "instructed by their client to collect" and I have typed up the SAR ready to post but do I sign it because this then gives them a copy of my signature to forge if they wanted to?

Has anyone got the address for welcome please if I have to send it to them? Thanks.

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Hi SM, I sympathise fully as have been through the mill with them myself. The SAR should go direct to Welcome. I'm sure someone with more knowledge will come along and advise shortly. Hang on in there and good luck.

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