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    • How did you purchase the goods? (instore or online)   How did you pay for the goods? (cash or card and which card method if paid by card i.e. debt card etc.)        
    • Thanks for the reply which makes the case more simple.   As the young gym member was under 18 when she joined, she was a minor and the gym or their admin Co. cannot enforce any contract or agreement with her.   She can reply to any demand from the gym saying :-   " I was a minor at the time of signing the membership and cannot be held to any contract terms associated with such a membership agreement. Accordingly no further demands should be made and this should be the end of the matter. Yours faithfully, YD"   Send this to the gym's address by letter and get a free Cert of Posting at the PO Counter.   Keep us posted please
    • sorry Scania ..so you have a problem with the product?  
    • Morrisons supermarket sell clothing under the Nutmeg brand.  Generally, these goods are of decent quality and not too expensive. There is a fairly wide range. Like other supermarkets, their sizes should be taken with a large pinch of salt.   Unfortunately, Morrison's merchandise these clothes through an outfit called Deeset. When things go wrong then your troubles really begin.   Deeset won't reply to emails. They operate a confounded automatic phone system where your call is put in a queue. EVENTUALLY, you receive a message that no one is available to take your call.   Their shop floor workers are not allowed to order goods in for you and not allowed to phone head office.   It's inconceivable that a prestigious company like Morrison's should be involved with an outfit like Deeset, which does no good for Morrison's image.
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    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
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    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
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      so far so good....
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Michael Browne

Mental Health & Debt Guide: Free booklet

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2530 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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This is a free 45-page PDF booklet supported by Mind, Rethink, CAPUK and others, for people with mental health problems and those caring for them. It covers how to handle debts when unwell, work with banks, free debt counselling, specific tips for bipolar disorder or depression sufferers, whether to declare a condition and more.

 

This guide is not only aimed at people experiencing mental health problems, but friends, family and carers who want to help them tackle their finances. It was written with guidence from several leading charities, including Mind, Rethink, Christians Against Poverty and others.

 

Throughout the guide, there are tips to start taking small steps to cut your debt. We have used real-life case studies. We've included them to illustrate that you are not alone. Hopefully their experiences of escaping from debt may give you hope that you can do the same.

 

http://www.moneysavingexpert.com/cards/mental-health-guide

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This is a free 45-page PDF booklet supported by Mind, Rethink, CAPUK and others, for people with mental health problems and those caring for them. It covers how to handle debts when unwell, work with banks, free debt counselling, specific tips for bipolar disorder or depression sufferers, whether to declare a condition and more.

 

This guide is not only aimed at people experiencing mental health problems, but friends, family and carers who want to help them tackle their finances. It was written with guidence from several leading charities, including Mind, Rethink, Christians Against Poverty and others.

 

Throughout the guide, there are tips to start taking small steps to cut your debt. We have used real-life case studies. We've included them to illustrate that you are not alone. Hopefully their experiences of escaping from debt may give you hope that you can do the same.

 

http://www.moneysavingexpert.com/cards/mental-health-guide

 

Hi

 

Interesting guide, some good stuff in there.

 

On occasions I work a with debt, mental health and some of the support agencies involved (even do a few presentations in this field every now and then)

 

Im not trying to be too critical here its just that there can be all the guides, booklets and info you like however ongoing close and face to face support is the key here in my experience and that can be a problem where debt and other issues for that matter are concerned. It really comes down to sufficient numbers of staff and funding again Im afraid.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 2530 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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