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    • Just as the title says, if ever there was a good reason to ditch Micro$oft and move to Linux then this is it :-   Giving Windows total recall is a privacy minefield • The Register WWW.THEREGISTER.COM It's only a preview, and maybe it should stay there ... forever Help is available, most modern PC's can run a version of Linux suitable for your needs and it is not difficult to use or learn. Ubuntu is popular, new version is very modern Garuda Linux is the one I use, based on Arch, rolling release, bang up to date. I have friends and acquaintances, old and young, PC Literate and not. Most people who try it never go back to Windows Hamster
    • I've had to hide two of your posts.  Anyone clicking on your links gets sent to external sites.  On top of that your real name is showing on one screenshot.  Fellow Site Team member dx100uk has already politely asked - Anyway, jk2054 wants to see the communication you got from your local court which will have told you about the hearing date of 17 June, and will have mentioned a deadline for filing your Witness Statement.
    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
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Advice on a new ESA Assessment DLA,IB,IIB,Carer.


pit46
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Starting a thread to look for advice i will need in the near future

 

a first time ESA form is being sent for me

 

Hi I'm after some advice on a new ESA Assessment and what happens to my DLA IIB and being a carer

i get DLA, IB, IIB, Industrial Injuries

 

i have an debilitating industrial disease a Variable condition and after a chest x_ray Gp says i have pleural thickening of the lungs too

i use medications and use a nebuliser machine four times a day because of my condition

 

I'm going to fill the form in myself the best i can.

local CAB Etc are booked up for months and local advice centres say i need an appointment rather than a drop in appointment but everyone is booked up with appointments for weeks and weeks

 

1,

if im passed as fit will DWP Notify DLA & IIB Depts of there finding and will i automatically lose these benefits ? or do i notify DLA.IIB Depts myself

what do i claim if I'm passed fit ?

 

2.

i know you can appeal against ESA if i fail,if i do that do you lose your benefits i think i read on the net you lose benefits while waiting for the appeal to be heard

if so what do you live on ?

 

3.

The Caring part i do last year my wife was critically ill

she gets Full DLA And after loads of tests MRI etc

she has impaired judgement, severe Short term memory loss.including loss of cognitive functions

very poor mobility awful muscle wastage she needs help with dressing bathing medication she cant be left on her own

she has nerve damage so she drops everything she tries holding or picking up she cant do her insulin or meds she cant read labels or understand things

you can tell her something 10 mins later shes forgot she needs help at night and has continence probs

she has to be taken to endless GP Hospital Rehab appointments too

 

if im put into a workgroup or told i'm fit to seek work and attend courses etc who will care for her 24/7 ?

 

this is going to be a nightmare and very complicated

 

any Advice appreciated

Thanks Pit

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Does your wife claim DLA care at the mid or high rate? Just thinking it might be worth not claiming ESA and claim carers allowance and income support instead.

 

Failing the ESA medical doesn't mean you'll lose DLA. It may trigger a review though. Not sure how common that is.

 

If you fail the ESA medical, you can carry on sending in fit notes and ask for ESA to be paid at the assessment rate until your appeal is heard.

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When I claimed ESA and 'won' with 0 points, it triggered a review of my IIDB award as well as my DLA. The ESA claim was for the same condition I was awarded IIDB & DLA.

 

I had no problems convincing the DLA 'crew', but had to have a face to face with ATOS for the IIDB claim.

 

It was a complete joke, the report said that they had never heard of the name of a drug I was taking, and best of all seeing as I had had the condition for 17 years I must now be 'cured' after all this time. Then contradictory it said that the 'doctor' could not decide if there had been a change of circumstances since the last assessment back in 2010!!!

 

Result: No award due to improvement in condition.

 

I appealed, received the bundle of papers and there in the middle was a copy of the ESA85!!!!!!!

 

I submitted supporting evidence which was also used for the DLA review and they put me back on the 40% rate of IIDB.

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