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    • Ok that makes sense. I have another query, if the defendant states "we will pay your costs as entitled under the court rules" how does that work? I assume this relates to the interest accrued for the duration of the case. Will the defendant calculate this sum accordingly and include it on top of the full and final settlement of the claim?
    • Even though your IVA has now terminated, it is possible that any PPI payment which you receive will have to be paid in to the IVA. Case law established that a trust is formed when you agree to the IVA, and unless there is a specific clause ending that trust upon termination of the IVA, the trust still exists. Even successful completion of an IVA does not dissolve that trust, it absolves you of the liability for those debts but the debts still exist. It is very likely that your PPI payment will be paid to the insolvency practioner and not you.   Also, if you still owe a debt to the company which you are receiving the PPI payment from, it has a right to offset the PPI award against any debt which you owe. Even if the IVA trust has ended, the creditor can take all of the PPI payment if it is larger than the debt.
    • My standard response to a “flounce”: Don’t let the door hit your backside on the way out.   Delete the thread: won’t happen, should stand as a resource for others. There are a few circumstances where the site team will delete threads but I doubt this one comes close to qualifying.   Delete your account: either there will be an option for you to do so, or you can just chose to ignore and never come back.......   It depends on if you want no more to do with here, which is in your own gift, or you want drama / attention “Delete this thread”, “cancel my account”, “Goodbye cruel website!”, when : nobody cares any longer, due to you just wanting attention. Tatty-bye.
    • I don't think we disagree BankFodder. I understood uncleb to be asking about natural justice in the context of the actions and decisons of UK courts and tribunals (English law). There is, as you say, a much wider philosophical dimension to 'natural law' but it isn't something, AFAIK, something that would be taken into account by an English court or tribunal except to the extent of the Human Rights Act.  But I'm not an expert and happy to see further information or links on this interesting subject.
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
MARTIN3030

Bridgend Trading Standards home authority for BAYV -CONTACT DETAILS.

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Trading Standards

 

 

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Bridgend Trading standards aims to ensure that fair-trading is carried out in Bridgend County Borough so that consumers can purchase goods and services with confidence in the knowledge that they are safe, correctly priced and accurately described

 

Bridgend Trading Standards Service offers a comprehensive consumer advice service that has been awarded the Community Legal Services (CLS) Quality Mark.

The service is provided free to any person who is resident in the county borough or person who has purchased goods or services from a business in the county borough and will give advice on a wide range of issues relating to the purchase of goods or services.

The service is available: Monday to Thursday 8.30am to 5pm.

Friday 8.30am to 4.30pm.

The service can be contacted by telephone (01656) 643278, in person at the council offices, in writing or by e-mail: consumeradvice@bridgend.gov.uk

Initially, anyone contacting the service will be advised of their rights and the trader's responsibility to attempt to resolve the problem.

If this initial attempt fails, the adviser will intervene to try and mediate/conciliate between the parties.

Should this fail to achieve a successful result and it is thought appropriate, advice and assistance will be given to seek redress in the County Court.

The service also provides a supply of leaflets to assist consumers with their problems and explain their civil rights.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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