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    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No  7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice' I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof?
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
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Urgent help with an old Egg visa card account now with Barclays Bank:(!


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Hi guys, I am at my wits end with Barclays Bank!!:(. Their consumer complaints service is beyond words to the point were I honestly have no idea what else to do:(

 

In June 2008 I took out a visa card with egg. The total amount I was eligible to use on the card was an amount of £200.00 . Having set up a direct debit and spent the £200 available on the card, I never used it again from 2009 until now still not used!

 

From July 2009 egg took direct debit payments from my account, the first payment being £25.00 and then £15.00 every month and £20.00 a month in 2011. Having not used the card since 2009 and paying regular monthly payments in the belief that it must have been paid by now I tried to access my egg account as had never Relieved statements or letters relating to the account. Unfortunately due to never really using the online account service not for the want of trying I was unable to access my account details:( having used an online calculater to try and work out how much I would have paid in the realisation that I had by the looks paid above and beyond the amount borrowed at the interest rate of 16% I tried to telephone egg.

 

Sadly all my attempts failed as I was unable to answer the identification question being questions relating to the last date I used my card amount spent and were:( having not used the card for over a year at this point I had no idea and hence was refused to be spoken with:(

 

Frustrated I canceled all direct debits hoping that should I still owe any amounts egg would soon contact me. However I never herd a think until a few months ago when I recieved a letter from barclays telling me about my account being now with their firm and my account balance being £325.00!!!! I was like what? My credit limit no longer was £200 it had been increased without my knowledge. Disputing the amount stated as owed I have raised several complaints with barclays and Received everything other than what requested being the bank statements proving the balances owed and interest paid etc.

 

All I Recieved was a statement with barclays charges and the balance now being £350 no details of amounts spent payments made interest charged etc. I tried to telephone them asking them to prove that this amount stated owed was correct. Barclays said we will require you to serve us with a subject data request and pay a ten pound fee! I responded by stating that I believed the amount stated owed was incorrect and to my knowledge all payments paid off! That if they are to continue to persu me for this amount then they need to prove that this debt is owed!

 

The next minute I am getting letters from a firm called mercer . I complained again to barclays and sent them a letter under the data protection act stating that they could not give my info to any third party without my consent including credit reference agencies and this was to remain so until the dispute was resolved. I even served them with a request under the consumer credit act section 77 asking for statements of account etc

 

I Recieved a copy of an egg agreement for 08 a barclays contract and a statement of account consisting of two lines. The amount of credit available and the amount owed!!! They also advised me that they have complied with my request under the act quoting loads of legal jargon at me and then telling me they could give my data to third parties or sell my account etc

 

I honestly may as well talk to that wall and the legal speak they come out with is unreal!! I need help guys as do not no were to go from here:( surely they have to provide me with statements proving the amount stated as owed to be correct? The thing is no matter whether I use terms from the act etc they do the bate minimum and use legal jargon to say why they don't have to help!! Pleaseeeee x

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Send a Subject Access Request - it will cost you £10.00 and you should receive all your statements and all other data in respect of your financial history.

 

I think you will need to send it to Barclayshark.

 

They have 40 calendar days to comply with the request and there is a draft letter in the CAG library :)

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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