Aktiv Kapital Letter

[sparky514]

Hi,

 

has anyone heard of the above company?

 

I had a letter from them today in my last married name

saying that I had a debt with G.E. Capital bank,

 

I have been remarried for the last 8 years,

the funny thing about the letter is that it says if I pay a certain amount of this debt, they will pay the rest.

 

As far as I know I've never had anything to do with G. E. Capital bank.

 

Anyone any ideas, I don't want to contact them, as I don't want to start any thing up with them, should I just ignore.

 

I have a look round the forum stickies and can see that it would be statue barred anyway, as like I say I have been remarried for 8 years.

 

Any advice would be appreciated.

[dx100uk]

yep ignore them

 

they sre offering a discount on a statute barred debt!!

 

trying to spoof you hoping you now no better!!

 

you have CAG!!

 

 

dx

[dpick]

Just ignore then if (a big if) they send you something with full detail including account number and date when account started etc. post back with personal details removed or just send statute barred letter from library. Until they send you something you have to reply to ignore.

 

dpick

[sparky514]

thanks guys, I was going to ignore it anyway, will let you know if I hear anything else.

[Bazooka Boo]

Ha ha Aktiv Krapital have another lemon, how stoopid do they look!

[cashins]

Ha ha Aktiv Krapital have another lemon, how stoopid do they look!

 

Which led to the UK Ceo getting, errrrrr......fired.

 

It would appear that their business model still needs some help and their employee's still can't find their way home at night.

[rameses_qc]

Never forget that Aktiv, under the guise of Thames Credit hounded Mrs Beryl Brazier to commit suicide by chasing her for a debt that was not hers.

 

The MD, at the time, Mr P..M.Lunn, nor anyone from Thames Credit had the decency to answer to the Coroner for the actions of the company.

 

By the way, Mr Lunn set up a new consultancy company.

 

The above is FACT and is in the public domain.

 

It was debated in the House of Commons

 

 

I NEVER want this to go away, be swept under the carpet or forgotten about

[sparky514]

Hi,

 

Been looking for the above but can't see the one I read last week, can some nice person post a link for me, much appreciated.

[dx100uk]

its in the library green tab top left under DCA

 

dx

[rebel11]

I think you mean Statuted Barred.

 

http://www.consumeractiongroup.co.uk/forum/content.php?609-Can-t-find-the-letter-you-want-Look-here

[citizenB]

http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

 

If you are in Scotland then there is a specific SB letter for that.. in the library.

[sparky514]

thank you all very much x

[BRIGADIER2JCS]

May I ask what you are challenging as being statute barred?

[sparky514]

Hi, it's me again, well they have now sent me another letter saying if I don't pay, they will send it to a debt collection agency, so which letter should I send the one about the statute barred or the one about not knowing what this debt is? I was thinking the SB one, but as I now have a different name (remarried) i obviously don't want them getting hold of that, so on the SB letter should I just put my address, many thanks.

[citizenB]

If you know this debt is statute barred then you must send the SB letter. I doubt they will accept just your address and Maiden name, but you can try.

[sparky514]

CB I don't even know what this debt is,

 

should I just put the same name as they have on the letter to me,

 

I just don't know what to do,

 

it could be ID theft for all I know,

 

I just don't want to get involved with these people full stop.

 

But I don't want DC coming to my door, I've been reading foggys thread,

and it's quite scary when you think about it.

 

 

I've got a report from RTL this morning but nothing registered, at my old address. Thanks anyway

[dx100uk]

how do you know its sb'ed

 

have you checked your cra file is clear?

 

dx

[BRIGADIER2JCS]

Sparky send this to the compliance manager at Aktive.

 

Ref:xxxxxxxxxxxx

 

 

Dear Sir or Madam,

 

I refer to your letter (s) dated xx xxxxx in which you allege the is a debt for £xxxx

owed by ne, please note I do not acknowledge any debt to Aktive Kapital or any

company you may claim to represent.

 

I have no knowledge of any alleged debt to GE Capital Bank and therefore refute your

claims.

 

Having checked over my credit history for the last ten years I can only conclude that

the allged debt is now statute barred, given that information I will not now or in the

future make any payment or offer of payment.

 

I remind you of the OFT Guidance on Debt Collection 2003/2011 and the sections

regarding the pursuit of statute barred debt and the ICO technical guidance on the

sale of statute barred debt without informing the purchaser of the status of the bdet.

 

You will now cease to process and store any data relating to me.

 

I now consider the matter closed and this is my final response.

 

Use the name on the letters you have received from them.

[BRIGADIER2JCS]

A thought GE Capital provided many store cards, Debenhams for one

did you have such a card.

[Old Cogger]

Still buffxxx?

 

 

Brig?

[BRIGADIER2JCS]

Yes

[Old Cogger]

Yes

 

Ditto.

[citizenB]

CB I don't even know what this debt is, should I just put the same name as they have on the letter to me, I just don't know what to do, it could be ID theft for all I know, I just don't want to get involved with these people full stop. But I don't want DC coming to my door, I've been reading foggys thread, and it's quite scary when you think about it. I've got a report from RTL this morning but nothing registered, at my old address. Thanks anyway

 

 

Ok, the letter that Brig has provided for you in post 18 seems to cover everything. How you sign off your letter, I simply dont know. Do you have an obligation to let them know you are married?

 

However you decide.. you should not hand sign the letter anyway.. print or sign digitally.

[BRIGADIER2JCS]

I think you use the name that they have used on their letter to you.

[sparky514]

Thank you Brig and CB, also Dx I haven't been known by the name they use for over 8 years, so that says to me what ever it is, is 2 years past the SB time, thank you all very much for the help.x