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SWIFT MONEY transfer fee (www.swiftmoney.co.uk)

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My main concern with them is why charge £25 for a transfer fee using faster payment when it's actually free to use by the banks now and is the only method available for same day payments unless you specify payment on a different date then it goes under BACS.


So, why charge £25 which i find to be a substantial amount to charge for a free transfer. If you still want to rip customers off then at least charge a minor £5 which is easier to swallow.


I urge Swift Money to look into their transfer fee policy which they charge you interest on and consider it as part of the loan as well which is a complete rip off.


If you have a loan with them then write to them and make them aware you are not happy with the transfer fee which is off putting.


If it's not for the transfer fee i would rate this company highly and one of the few responsible lenders as it would only lend you up to £250 Max which is fair in payday loan terms as the fees are very high and can therefore be paid by customers rather than having loans of up to £1000 plus fees that 9 out of 10 won't be paid off.

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Its an unfair charge. Challenge them on it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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