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How Do You Know If You've been mis-sold PPI?


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Have been meaning to check this out for ages, so here goes.

 

How do you know if you've been mis-sold PPI? I took a loan out ages ago which was paid off (via re-mortgaging). I don't have the original contract or anything so unable to check

Halifax: WON - Following complaint to FOS I have been offered a refund of all interest and charges since entering DMP!:D

Co-op: admitted no CCA! Account now passed onto Fredrickson International.

Fredrickson International: referred them back to the Co-op as no CCA available!!!

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sar the lender

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Can I still SAR them even if I don't have a reference number?

Halifax: WON - Following complaint to FOS I have been offered a refund of all interest and charges since entering DMP!:D

Co-op: admitted no CCA! Account now passed onto Fredrickson International.

Fredrickson International: referred them back to the Co-op as no CCA available!!!

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an sar needs no numbers

 

its a document that requests ALL information they hold on you.

 

though i would include any details of a change of name or address

as they might not know you now

if you have moved or married?

 

read what it says, then it will be clearer?

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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