GE Money - 2 mortgages with PPI reClaims - everyone bar GE sold it me!!

[dx100uk]

one has replied they are going to look at the thread

 

if they wish to make contact

 

are you up for this?

 

dx

[anney63]

Oh Yes I have spoken to my friend and he is happy for me to do anything that shows them up or even gets them to at least make some sort of offer . Really appreciate your help.

[anney63]

Anybody got any suggestions for my next move !!!

[anney63]

Should I start a new claim against Cigna ??

[anney63]

Can anyone help at all on this I am loathe to just give up !!!

[dx100uk]

yes why not

 

might bring things together too

 

dx

[tudorwin]

Hi I am very new to this & could do with some advice, I am not even sure if I am in the right section.

 

I had a second mortgage with GE consumer finance home lending, which we took out on 4th December 2003

& was payed off when we remortgaged on 23rd March 2006.

 

The amount we payed them back on this date was £35,584 ,

I have no idea whether ppi was included in this loan or not.

 

I have the account number, but no other paper work, I know I was paying about £386 per month.

 

How do i find out if I was paying PPI.

 

Any help you can give me on starting the ball rolling would be greatly appreciated.

[dx100uk]

SAR the creditor

 

dx

[anney63]

Should I send a SAR to Cigna and start from scratch or just go with what I have ?? which is jusrt a screen print with the numbers on no policy etc ???

[dx100uk]

the more info you can get surely the better?

 

dx

[anney63]

Ok away we go AGAIN !!!

[anney63]

Cigna have sent letter stating they have sent everything thing they had which is not much and basically they are not liable and dont want to know. If I send this to the ombudsman under Cigna will they look at it. I'm at my wits end with this now !!!

[southportuk]

Just found your posts, my loan was with igroup (loans.co.uk) in 2003 and the insurance with CIGNA Inter, the fos have knocked me back and was going to go after the underwriter CIGNA but it looks like your in the same boat.

 

here's my posts http://www.consumeractiongroup.co.uk/forum/showthread.php?383705-PPI-Loans.co.uk-letter-from-FOS

[anney63]

I've SAR CIGNA but nothing just a letter saying its down to GE so may try a claim and see what happens

[southportuk]

Good luck anney63.

[anney63]

I think more than luck is needed against this lot . It needs some media hype to show how bad they really are. but who to go to thats the problem !!!

[anney63]

This is the final letter from Cigna . Will this be enough to send to the FOS . How would I complete the questionaire

[dx100uk]

they are sadly quite corect igroup is target

 

fos questionaire should point to that

 

its what cag has believed from day one too

 

dx

[anney63]

Cant see FOS looking at it as was sold in 2001/2002 . If I went via underwriter they may look at it .

[anney63]

I noticed a number of storecards going via the underwriter (Genworth) which was prior to 2005 and getting paid thats why I wondered if this could be a way forward. I dont think the FOS will even look at it if I go the Igroup Route ??

[dx100uk]

if genworth are coughing go for it

 

you are getting further into this than me.

 

good work

 

dx

[anney63]

Genorth are coughing up for a Debenhams card which went via FOS and have agreed a couple more I sent my nephews Mothercare viar Genworth and got quite a hopeful letter back still waiting. Do you think it may be worth trying with cigna.

[dx100uk]

a breakthru is needed for lots of people

 

dx

[anney63]

So should I try FOS with Igroup or Cigna

[dx100uk]

outline the story let them decide the best route

 

dx