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    • In this type of managed block most of the owners/tenants have other places elsewhwere and only use them occasionally so the concierge service have keys to ensure the smooth running of the block. Now I would be tempted to fit an old fashioned lock as well as the swipe pass if you are there all fo the time (subject to any necessary permissions). after all, it is for your convenience, not theirs
    • No-one can represent you as far as the debt liability goes so the CAB might have given your creditors a sob strory but that is not a representation by you so means nothing as far as the SB clock goes. My mum could admit that I owe money to a creditor and offer to pay but there is no relationship between her and the creditor so whatever she said or did wouldnt chaneg that. Now bailiffs like to pile on the guilt in trying to get relative to cough up for debts that arent theirs but they dont get paid otherwise.
    • Well, if they're living and working then they wouldn't be taking any state benefits surely?  So I dont see any issue.   Of course, the universal wage for all would eradicate any ill feeling towards people, and this constant narrative that someone is taking something from someone.  That's my real issue with capitalism if we move on slightly - we're all on different levels of the pyramid and most people are constantly looking over their shoulder at what the person next to them has.  Tory's talk about labour indulging in the politics of envy, but it's actually the capitalist free market system they have created which fuels this hatred towards other people.  I think that capitalism promotes competition and as such envy plays a big role in every one of us because we're all competing with one another...  better house, better car, better this and that.   Ask yourself if you'd be worried about an immigrant taking what you perceive to be yours by rights if there wasn't a more level playing field and people were treated equally regardless of where they were born/skin colour/gender etc?  People can't seriously be happy living like this.. constantly mistrusting, looking over your shoulder, paranoid, angry...
    • Could be a conflict of interest but if a family owned co you are not likely to get anyone else. can be someone of the same level. in all my years involved in union activity I have never met a licensed union chairman so mehtinks that you would be better off seeking independent advice or speak to the current branch officers of the union that has recognition/representation . If the confusion shown in your posts is translated into the workplace grievance procedures you may well end up worse off than with a simple and coherent presentation of your case so get someone else to be with you, ideally someone with the authority to actually represent you or the managers will fiond it difficult to undershatnd what it is you want
    • The result of not attending is already known to you. They will continue and the no show will count against you and may be worthy of dismissal in itself As for handing in your notice- too late, they are not obliged to accept it when a disciplinary hearing  is in the offing.
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bladerunner204

Is this valued correctly? Am I being fussy?

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Hello All

 

First time poster, glad such a forum exists, willl be one of my dialy reads from here on!!! AWESOME

 

My issue is as below, if I can get a view on what my options are?

 

I bought a laptop from PCWORLD in Staines in Aug 2011, my criteria was backlit keyboard, dedicated graphics with HDMI and the fastest processor possible which was the i7, so I found the HP Envy 14, 2002EA very appealing.

 

The sales guy asked me " So why the fastest processer, what you going to be doing on it?" so i expalined its for work and I dont like a slow laptop, " ah right, so business use?" to which I replied "Yes" so instead of the Club insurance I got the Premier Insurance at £14.00 a month, the reason? well if your laptop goes away for repair you will get a loan! That was the selling point of the "Premier"

 

Laptop worked nicely, until May 2012 when it gave off a horrible burning smell, went in for repair to be picked up Saturday, "we dont have any loan but can put you on the waiting list.." Is what I got when I mentioned. Needless to say I did not receive a loan and the laptop was away for 8 working days rather than the 5 promised.

 

Laptop came back repaired worked for 20 mins and burnt out again, so again no loan to give to you sorry sir, will put you on the waiting list, by the end of the week I had not heard back so I went and bought a new laptop as I needed one.

 

Eventually they wrote off the HP Envy, gave me the voucher code popped into the store and they had matched the specification and offered me another HP, which turned out to be an i5, priced at 499.99. You can imagine my reaction to that!!

 

I questioned this as mine was an i7, anyhow alot of time later and many phone calls it transpired that the INTERNAL PCWORLD website had the incorrect specs so they corrected their mistake and offered me the cheapest i7 priced at 799.99. It was a Toshiba it looked nice so I took it, however the speakers popped on this machine so I have just returned it today.

 

After thinking it over and using the not so good toshiba I started to feel extremely angry so glad I was able to return that however now I have 799.99 on a gift card I am out of pocket by 1100-799.99= 299.00

 

and also the 10 insurance payments of 14/month =£140

 

Now since HP provide a years manufacture warranty, why should the customer have to loose out on a 1/4 of the laptops value? I feel very very angry now considering I have 7 warranty/insurance agreements with them.

 

again I will be looking to possibly cancel all of them if i do not get anywhere, so far the Staines manager has offered to ring up head office and see if they can up the voucher, my local Slough store were not even willing to do this. Again no promises.

 

If the store can not get anywhere, where do I go next?

 

Thanks for reading and apologies for any grammar, spelling its late and I am not happy

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wy buy any extra warranty / insurance

 

WASTE of MONEY

 

SOGA covers everything and MORE for FREE!!

 

pers i'd reclaim the usless insurance.

 

as for the LOSS of what you paid as to what they are offering.

 

its spec for spec, not a monetary comparison sadly.

 

dx


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to be honest I dont have the time, I have it for the ease of it and since the kids use a few of them they do tend to go wrong after year 1... hence the insurnce.

 

anyways definitely going to be cancelling it tomorrow, EVERY POLICY!

 

Please elaborate on the " reclaim the useless insurance"? how they state that the laptop was written off by our insurers, so basically I invoked the claim etc so i used it

 

and when you say spec for spec, do you mean the main core specs or down to the nitty gritty as my main reason was the backlit keyboard as i type alot in the dark, now at 799.99 no laptop has that spec

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the laptop went wrong, under soga it should be repaired or replaced or refunded.

certain 'rules' apply

 

but soga invalidates the need for most extra insurances/warranties.

 

as for any warranty, that is on top of your statutory rights under soga

 

the only need for insurance is that of the commission the salesman/company get

from selling it.

 

there was no need to envoke the insurance as it should be all done under soga.

 

for free

 

i'd specifically ask 'what' benefit the insurance is to you, when it's obv a clear soga case

 

as for reclaiming it

 

well thats another matter, but the insurance iis obvnot needed

in this case and in all intents is useless bar lining their pockets

 

you might have to swallow the fact of no illuminated keyboard

unlesss you identify a second hand model and demand cash to buy it.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Brilliant that I have clearly understood and have fired off an email to their CEO, will update once I hear back. Thanks DX

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id argue the case over the backlit keyboard theres a few models that have it i beleave and i would argue its part of the features of the model

Edited by labrat
  • Haha 1

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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I agree with Labrat, If you are making an insurance claim, tell them the back-lit keyboard was a required feature, and as such you require that on the replacement. Insurance companies use the "like for like replacement" to give cheaper computers as time goes on, so you use it to get the best you can :).

 

Insurance is only good in case of an accident, so if you wanted that cover I find it cheaper to get my laptop adding to my home contents insurance. Other than that it sands like your troubles were a SOGA issue anyway, and if you didn't have insurance these faults should have been repaired (unless it was misuse by your kids)


If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

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You are of course correct, misuse is the wrong word.


If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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