Defaulted accounts not showing up - now robbersway are chasing

[ar1607]

But what if the defaulted date is wrong? That's what I am asking.

 

 

I never had any contact with them since September 2008,

shouldn't that be my default date?

[dx100uk]

there are no rules or guidelines that state your DN being late registered is wrong now sadly.

 

 

if these are bank accounts then until the debt or OD was called in by the OC

the accounts are usually not defaulted till then.

 

 

and as you moved, without telling your creditors?

then you don't know what they did and when.

 

 

not sure where you've been reading up

but most of your theories sound a bit FOTL based.

 

 

dx

[ar1607]

I'm not sure that I had any theories, I don't really feel understood by you.

 

I wanted information on whether it was possible for a lender to make up his own default date because,

as I explained,

that's what happened to me and

 

 

then asked what to do about it

i.e. how can I correct it.

 

 

I asked for help rather than stated anything other than the default date on my credit file is wrong

and I haven't had any contact with lender since 2008.

 

 

What do you mean by my theories?

[dx100uk]

you are indicating a creditor made up default dates

but you don't know when the accounts were defaulted or called in.

 

 

I would get an SAR

off to cahoot.

 

 

then you could see all the info of what they did.

 

 

of the three types of credit your have with cahoot

loan/card/bank account

the SB criteria is different for each.

 

 

whatever the defaulted CRA file dates are, they have little to do with the SB date.

 

 

however, they will remain on your file until the defaults 6th birthday.

if there is anything you can do about, getting the info is your first ports of call.

 

 

sadly I think there is little you can do

but pleading letters have worked in the past.

 

 

dx