Some Advice Please- County Court

[needsomehelp2012]

Hello all,

 

I am in need of some advice please regarding a county court claim against me

 

I won a competition for a prize which I sold onto someone ( prize was for a service ) but unfortunately the company went into administration, this has led to the prize not being honoured. I had since used the money to pay off some debts ( as was not expecting the company to collapse )

 

My question is I have 14 days to respond but had set up a transfer for the end of the week anyway ( when I get paid ) is that the best way still to do this? or am I better sending a cheque/ bankers draft?

 

Also if I can then show its paid do I still send the forms off? and does that still count as a judgement against me on my credit file?

 

Many thanks

 

Not been in this situation before- bit scary

[andydd]

What exactly is the claim against you ?

 

How far has the claim process gone ?

[needsomehelp2012]

Hiya the claim is for £2400 ( the value I sold it for ) - prize was worth £4000

 

I have been sent an admission form which I need to respond to within 14 days

[andydd]

Sorry..Dont follow this, who has started a claim against you ?

[Conniff]

She? won a prize valued at £4,000 and sold it to a third party for £2,400. The money was paid over but the company collapsed before the prize arrived so it wasn't handed over and the £2.400 is spent so can't be returned.

 

That's what it says to me.

[needsomehelp2012]

Hiya Coniff,

 

Yeah thats pretty much it, the prize arrived and I sold it on, they were then confirmed by the company but it went into administration afterwards, contacted Consumer Direct etc but not a lot they could do

 

Have arranged to transfer money later this week ( when paid ) but wanted to know if I keep that in place or if I am better sending payment to them by cheque?

[Conniff]

Six of one and half a dozen of the other I think. If you send them a cheque, they might bank it before your funds have gone in and that would really upset them. Unless you can guarantee that the funds would be available when the cheque was presented, then you are better off doing a bank transfer at the end of the week. Payments are instant now so leave your account and enters their account within minutes.

 

That way, you know it is in there and can send back your forms saying bill paid. There will be court fees as well of course.

 

I trust you have sent a claim to the administrators.

[needsomehelp2012]

Thanks Coniff,

 

Yes we are taking action against them, been told its unlikely anything will come of it though which is a shame

 

Will leave it as it is then thanks

 

Just a quick question regarding it, do I then fill the form in saying I admit it but saying its already paid?

 

Also does this get logged against me on my file?

 

Thanks for all your help

[Conniff]

If there's no court then there can be no winner so there can be no ccj.

 

You would be bottom of the pile during asset share out which is a shame.