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Frustrated Customer v Halifax


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I wish I banked with the Nationwide. I think LloydsTSB tend to be the worst in the "waiting game"

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WON 121o121 'vs' LloydsTSB

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WON 121o121 'vs' Halifax C C

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Just wanted to say I'm in exactly the same position as you, halifax intend to defend, and I am waiting for their defence or money (hopefully last option). Good luck, we will get our money back!! Also interested in claims that have defaulted. Anybody any experience to help us?

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I wish I banked with the Nationwide. I think Lloyds TSB tend to be the worst in the "waiting game"

 

I've just sent Lloyds TSB an SAR for my old credit card, let's see how long they take.

If what we say helps you, then please tip the scales.:cool:

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Halifax have until Thursday to acknowledge mine. After ringing them I gather a letter has been sent out to me today...............

 

Let us know what the letter says as I am in two minds if to ring them or not, or just file a judgement on Thursday (They have till Wednesday to respond) or just file.

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I suspect it will be the standard acknowledgement letter saying they will defend but it is not commercially viable to do so and money will be refunded within 5 working days.

 

If it isn't, I'll certainly let you know otherwise

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  • 2 weeks later...

How much longer will the Banks default/pay up

 

I'm at the opposite end to you having just submitted my MCOL and wonder who is going to be the first unlucky one who has to make representation in court.

 

Are the Banks making that much money that they can continue to ignore the CAG. The courts must be benefitting from the influx of fees this is generating.

 

I wish you a speedy conclusion, and the refund of all YOUR money.

 

Tony...watching ....

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Update, I have now entered Judgement stage with MCOL etc, also phoned MCOL, they advised waitng 7 days before Warrant issue. I phoned Halifax, not that they sounded bothered, so sent another letter with copy of the Judgement to Halifax, stating they now have until Tuesday next week latest to pay up or a warrant will be issued.....(Fingers crossed...won't need to), I sent the letter Special delivery too...Even added the extra interest to date as requested, oh my god, they must have too much money to be bothered about the extra charges!!:mad:

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A very big congratulations.......well done. :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi birmanmad1,

Today I received a letter from the Halifax wishing to settle out of court for the full amount I am claiming from them, including costs, £486.99.

They sent me a letter offering silly money and a suggestion that I contact the Financial Ombudsman too.

Hang in there, just follow the steps on this site, they show you how to deal with these issues and are very clear.

Ultimately, getting my money back was much easier than I thought - don't give up - the Halifax really really don't want to go to court - you will get your money.

 

Good luck

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Hi birmanmad1,

Today I received a letter from the Halifax wishing to settle out of court for the full amount I am claiming from them, including costs, £486.99.

They sent me a letter offering silly money and a suggestion that I contact the Financial Ombudsman too.

Hang in there, just follow the steps on this site, they show you how to deal with these issues and are very clear.

Ultimately, getting my money back was much easier than I thought - don't give up - the Halifax really really don't want to go to court - you will get your money.

 

Good luck

 

 

 

Congratulations too.......... Well worth the wait, they offered me only a fraction out of court, but I stuck with it, saw the process through, and after a long battle I did it, they lost, I won.......What a Great feeling that is!!!!!!!!!!!! Yippeeeee....

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