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Court Claim from IDR Finance RE MBNA


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I seem to have been issued with a CC claim from IDR Finance (28th May 2012) & a letter from Link Financial (28th May 2012) asking for the same amount £10,664. They inform me that the 'Benefit of the Debt has been legally assigned' to IDR. 2 things - I have not been informed that this has happened by MBNA, Do I respond to the claim notice or ignore it, I don't know if this is a legitimate claim form or legit assignment at this stage?

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Ignore link and deal with the summons.Is it sealed with Northampton's stamp Renmus?

 

Andy

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There is no seal. it looks like a standard copy of the document with the badge of Northampton CC on it. I have not had any information from MBNA about this.

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Its official then from Northampton, there is a claim number and a password and user name for you to process this on line through MCOL.You have 33 days in total 5 deemed served so 28.14 to AoS and subject to your plea another 14 days to submit a defence.(28)

 

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Andy

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Thank for the reply. I guess i fill in the form with personal details and hope for the best. how do I know they have entitlement to charge interest etc?

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You can do it all on line as stated above.Depends what interest they intend to charge, you have not posted details of their P.o.C.

 

Andy

We could do with some help from you.

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They are claiming the whole balance of £10,664,78 + £190 court fee = £10854,78.

claiming 8% p.a. from 29/02/2012 to 28/05/2012 & daily rate of 2.20 up to date of judgement. Can they do this i thought this was owned by MBNA not them/

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Well if you insist on not using your computer then yes complete by hand and post to the Court if you are part defending, if you are admitting then it goes to the claimant/sols named on the summons.

 

Andy

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The interest is only applicable should they attain judgment in their favour.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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