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i thought that was home repo's but if you've read otherwise you should be ok no they cannot take it from private property no court has been involved and they are not bailiffs either hello TOR i was going to ping you but was just so busy. i was leaning toward a time order ?
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that is not the claimform but the judgement you have the CCJ number go ring northants bulk and ask for a copy of the claimform by email PDF they most probably wont have so you will need to RECORD your call and ask them to read out the address on it and the Particulars of claim exactly as written. as for the SLC SAR ...is this in PDF format?
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By Melissa2574 · Posted
Oh no this is panicking me. Thank you for this. Are they still able to come on to private property? I feel really conflicted now on everything. Does anyone know if the fact that FCA have a ban on repossessions until 31st January have any bearing on things. Does that buy me time? -
Sir Iain Duncan Smith and Joanna Lumley speak out about employees allegedly owed a total of £200,000. View the full article
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By theoldrouge · Posted
Hate saying this but your lbl is linked to a personal loan agreement not an hp agreement they can just lift the car you don't have HP protections They must of course follow CONC when dealing with you I would get the car locked away in a garage and contact urgently stepchange Northern Ireland and get them to agree a repayment plan with CCP Under the CCTA logbook loan code ( section 4.8)CCP will then have to halt recovery procedures for 30 days if stepchange are involved
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Our picks
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON**
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 31 replies
Picked By
waz70, -
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Hermes lost parcel. **WON**
murraynt posted a topic in Postal and Delivery Services,
Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/-
- 49 replies
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