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Long and a touch frustrated.


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Hi,

I have sent 3 letters out to various banks.

 

All 3 came back with the cheques quoting no information on me.

 

I have moved but gave previous addresses etc though.

 

I also have an Ex husband and i have had loans with Lloyds which are connected to the joint account we had but he now has.

 

We also had a car from Welcome car finance in Wales

(the one that was advertised all the time but can't find the paperwork, I suspect he's got it all)

 

I'd like to claim for the PPI on that because we were told in no uncertain terms we wouldn't get the car without it.

 

I also had loans with Barclays many years ago all of which would have had PPI on them,

but no one is giving me info on any accounts admittedly I can't remember bank account numbers

or agreements but they should still have them on file but claim they don't.

 

So how do I get started?

 

thought i was doing ok till i got all the letters back.

 

I am in a stupid place moneywise,

 

my ex has just stopped child support again and EDf keep taking £95 randomly out of my bank.

 

HELP!!! please. :help::-(

 

leonie

Leonie

 

 

 

prelim 13/07/06 response standard x 2

LBA 27/07/06

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If these are joint accounts then it is likely you will have to ask for any information, make any claims in both your names.

 

Why do EDF keep randomly taking money from your account ?

 

You really need to let us have more information !!

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi,

I figured as much about the joint account but we are not on good terms and any loans we had were in my name but used on stuff for him and we had loads of charges but as the account is now in his name I'm guessing I can't get anything? even though i have now got the loans to attempt to pay off.

 

I'm not sure what other info to give you, other than i don't know what to do next with the letters

 

As for EDF that was just an addition to my frustrated message. I set up a new DD and they took £36 more than they should have, then a week later they took the whole £95 again. Just been on the phone to them and they are refunding in 7 to 10 days....

 

Leonie

Leonie

 

 

 

prelim 13/07/06 response standard x 2

LBA 27/07/06

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Sorry, I am a little confused.

 

If the loans are in your name only, then there is no problem with you completing the refund claim forms ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I know. I have sent letters and had replies saying they have no details on me....please read the op properly. it says at the beginning i sent 3 letters and all came back with no details...

 

Leonie

Leonie

 

 

 

prelim 13/07/06 response standard x 2

LBA 27/07/06

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