Can they alter credit file without permission?

[msowing]

Hi

 

Hi.

 

Its been a while since I posted but everything has really quiet. [fingers crossed]

 

History:- My Egg Loan was sold to Britannia Recoveries and Egg are collecting for then, I pay token payment every month.

I finally won my PPI mis selling case against Egg and asked Egg to issue cheque in a different name. [my married name]. After a bit of a fight they finally did it. However I didnot change the name on the loan agreement nor did I tell them to do so or sign anything to agree to that.

 

However I have received my yearly statement from Britannia and they have change the name not only on the account their end but they have also recorded it with CRA as a new entry under married name even though I have no signed agreement in that name with them.

 

Can they do that without my permission?

 

Thanks in advance

[erimus1]

Absolutely yes. Just out of interest though, have you tried to remove the default in leu of the fact that the defaulted balance was made up of charges; or was it a lot more?

[BRIGADIER2JCS]

The CRAs have a duty of care along with the creditor

to maintain the data displayed acurate and up to date.

[msowing]

Sorry its taken so long to reply computer broke and had to wait to have it fixed.

 

Thanks for the above info.

 

Erimus1 not charges just what I owe.