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    • I'm just trying to be practical Do A Deal.   Mediate - they will give you few option and maybe nothing - but get rid of the default - off your record not just settled or satisfied.   Whatever you agree to make sure you stick to it or they might be back. Once it's over it will be behind you.    
    • Hi guys,    I got a straight lettr from Debt Recovery plus, and no other notice. the car is leased and I beleive it went to the lease company first. below is the details    For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement    26/06/2019   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]   Not sure, as the lease company recieved this. I only recieved a leeter from our registered address on the 11.09.2019 requsting £160, and than further letter on the 20.09.2019 with a notice to court   3 Date received   Not sure, as the lease company recieved this   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]   Not sure, as the lease company recieved this   5 Is there any photographic evidence of the event?   Not sure, as the lease company recieved this   6 Have you appealed? [Y/N?] post up your appeal] Have you had a response? [Y/N?] post it up   No, I have called them to ask for the original notice, and they said they will email this, but this has not happened. this was on the 20th September at 13.49   7 Who is the parking company?   APNR Parking Services Ltd   8. Where exactly [carpark name and town]   Prioiry Walk Service Yard, Queen Street, Colchester CO1 2PL   For either option, does it say which appeals body they operate under.   Does not state this    I fear that I cannot appeal because of the delay from getting it from the lease company, etc.    any help here would be greatly appreacitted   thanks   Irfan Khan     WORKFORCE - 11.9.2019.pdf WESL - 20.9.2019.pdf
    • Neither does your posts as we have already seen .. in posts 7 and 8           and still none.  
    • Hello,   i have recently missed a DD payment to X4L and have incurred a charge from harlands of £25, which i emailed in response to advising not  to take the payment on the next DD date due as advised in the letter received.   i confirmed over the telephone this was the appropriate action to take.   fast forward a week or so later and i get another letter advising another £25 has been added to the account despite my request.   i have absolutely no issue with payment of the first charge as this is my own fault etc. however i feel like the second occasions is ridiculous as i received no correspondence to advise it would still be taken...   Is this entirely my fault or am i within my rights to not make payment of the second charge?   i have looked through many forums and each case seemed to be ever so slightly different and wanted to ask the question?   thanks!!   
    • I don't know if this will be of any use for you but I have very  recently had a small claims against Lowell for the removal of my default from my credit report. Forget Principles! Right or wrong. Due or not due. Pay it and move on. Get out of there asap. Feel sick - I did and do. Get it settled or satisfied. (Settled paid in full. Satisfied part paid Do a deal and get it in writing.  Unless you have £1,000+ to lose or feel lucky? Remember it's the lottery in reverse and you have just won the..... Lowell fish in a barrel award.  Lies, dam lies and statistics. Then there are the mobile phone companies and Lowell.  £320 (12m -  £25pm/£6pw/ couple of pints a week?) v ? You need a solicitor or barrister? Costs if you lose plus theirs? Plus six years of misery - do not go there. In reality to do it properly you need to put £3,000+ in a bank and write it off if you lose. Appeal? Advice - look at the downside. As the Judge said why not just pay it - because I don't owe it is surprisingly not the right answer. Remember it is a lottery and work out the odds.   My case: Lost.It was quite apparent the judge had little time, knowledge of the Data Protection Act, no knowledge of the Law of Property Act 1925 ( labelled as 'archaic' and then 'technical'  and no conception of how Credit reference Agencies work. They had a barrister who he 'conferred' with and a witness statement from the Lowell Barrister. Whatever they said was llke the word of god.  Whatever I said was taken the opposite way. The judge claimed to have never sent anything by recorded delivery and the barrister..oh i agree! LPA s196 (3) includes a postman delivering by hand and S196 (4) recorded delivery is therefore only optional! If only I  had a few million spare.
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rachelw221

Are Scott & Co Sheriff Officers ???

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hi there, ill try and keep this short and sweet.

i have been paying back money to scott and co for 2 years. i have not missed a payment of £50 per month since setting up an agreement. however i had changed bank acounts last month, and my direct debits were to change over automaticly, all of them did apart form scott and co.

they called my house and spoke with my flatmate. my flatmate then called me at work saying there was sherrif officers calling and i had to phone asap. i called them right away and realised the direct debit had not been switched over. i paid the money over the phone and appoligised and set up a new direct debit. After i had paid the money, my flatmate then phoned them back to ask if it was for council tax. the man then told him it was not for council tax but infact a student loan £4000 id had four years ago, that i was paying back £50 a month and the debt was down to £2500. (i couldnt afford to pay this untill i had a job after studying)

I was furious they would give out so much information!

i emailed them asking for a copy of their "code of confidentiality" and they have declined to do so, i have this in writing.

i have then emailed the sherrif office compaints people to compain, and they have said that Scott and Co are not sherrif officers and are only a debt collection agency, and cannot help me with this compaint.

where do i go from here?

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Hello and Welcome, rachelw.

 

 

I've started a new thread for you, I would have to say the Sheriff Officers complaints people seem to be wrong.

Scott & Co are Sheriff Officers & Messengers at Arms, they are also debt collectors and recover a number of different debts including Council Tax and Parking fines.

I'm going to have a look around for more info, I'll be back shortly.

 

Regards.

 

Scott.


 
 

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If you have a look at this link, they appear 3rd company down.................

 

http://www.smaso.org/dirdisplay.php?cid=9

 

You can make a complaint here.............

 

http://www.smaso.org/images/COMPLAINTS.pdf


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hello and Welcome, rachelw.

 

 

I've started a new thread for you, I would have to say the Sheriff Officers complaints people seem to be wrong.

Scott & Co are Sheriff Officers & Messengers at Arms, they are also debt collectors and recover a number of different debts including Council Tax and Parking fines.

I'm going to have a look around for more info, I'll be back shortly.

 

Regards.

 

Scott.

 

Thanks. I did go on Scott and co website and it says they are sheriff officers. X

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They are still out of order giving any details to third parties, seem to think they can do as they please.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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They are still out of order giving any details to third parties, seem to think they can do as they please.[/quote

 

ANY IDEA WHAT I COULD DO? X

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ANY IDEA WHAT I COULD DO? X

 

You could make a complaint to the Society of Messenger at Arms and Sheriff Officers, but it looks like they have no disciplinary powers over their members.

Those powers lie with the relevant Sheriff Principal or the Lord President, you can make a complaint to them directly, the society would give you the contact details.

Sheriff Officers are all bound to abide by their code of practice,( not that I've read it ).

 

I very much doubt much would come of it but there's no harm in trying, see what they say after looking at your complaint.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I would certainly make a complaint.

 

You can make a complaint at the local sheriffs office at your local sheriff court


Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

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The following information applies to all firms of sheriff officers who are enforcing and or collecting council tax or any other debt.

 

Sheriff officers carrying out debt enforcement (ie bank arrestment, earnings arrestment, attachment, etc) are subject to regulations laid down by the Scottish Government. Any complaints about sheriff officers practice should be submitted to the Sheriff Principal at the local sheriff court for the area in which you reside.

 

Sheriff officers must hold a Consumer Credit Licence when collecting debt, and they must adhere to the Office of Fair Trading debt collectionlink3.gif Guidance: http://www.oft.gov.uk/shared_oft/bus.../OFT664Rev.pdf

 

In general this guidance states that when collecting debt they have to treat debtors fairly; be transparent when dealing with debtors; exercise forebearance with debtors exercising difficulty; and act proportionately when recovering debts given the debtors circumstances.

 

Whether enforcing debt or collecting debt. sheriff oficers have to abide by data protection regulatiuons.

 

Rachelw221 you have grounds to make a complaint under the OFT Debt Collection Guidance. In the first instance make the complaint quoting this guidance. if this is not resolved to your satisfaction then you can complain to the Financial Ombudsmanlink3.gif Service who can investigate the complaints as debt collection comes under the Consumer Credit Licensing:

http://www.financial-ombudsman.org.u...complaints.htm

Edited by Joemcm35

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hi there, ill try and keep this short and sweet.

i have been paying back money to scott and co for 2 years. i have not missed a payment of £50 per month since setting up an agreement. however i had changed bank acounts last month, and my direct debits were to change over automaticly, all of them did apart form scott and co.

they called my house and spoke with my flatmate. my flatmate then called me at work saying there was sherrif officers calling and i had to phone asap. i called them right away and realised the direct debit had not been switched over. i paid the money over the phone and appoligised and set up a new direct debit. After i had paid the money, my flatmate then phoned them back to ask if it was for council tax. the man then told him it was not for council tax but infact a student loan £4000 id had four years ago, that i was paying back £50 a month and the debt was down to £2500. (i couldnt afford to pay this untill i had a job after studying)

I was furious they would give out so much information!

i emailed them asking for a copy of their "code of confidentiality" and they have declined to do so, i have this in writing.

i have then emailed the sherrif office compaints people to compain, and they have said that Scott and Co are not sherrif officers and are only a debt collection agency, and cannot help me with this compaint.

where do i go from here?

 

you can look at www . smaso.org/ code of practice 2012 sorry i cant post a link here.

:-)

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