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    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕
    • Though it would be Highview you would  pursue. DCBL are nonentities-on their best day,
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
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Milky Vs RBOS


Milky
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Hi there,

 

I've recently decided that I wanted to jump on the bandwagon and get me back some bank charges.

 

I've sent the Data Protection act letter plus the fee for £10 and RBOS have sent me my statements for the last 6 months which I received today.

 

I've been through and highlighted all the charges but I just want to make sure I claim for the right things. There are 2 main charge descriptions which appear on my account.

 

1) Referral Charge

 

I seem to have loads of these. I've talked to some guy at Direct Banking and he's telling me that these are probably charges for going over my overdraft limit. Can someone tell me whether thats true or can someone tell me if I should be claiming these anyway

 

2) Chg to *date*

 

I also have one of these every month. A woman I spoke to at Direct Banking says that these are usually subscription charges for my account eg I have a Royalties Gold Account. However sometimes these figures outweigh what the subscription is eg this month I was charged £40 and she says the sub is £12. She explained that the extra £28 is probably a fine for going over my overdraft. Do i subtract the Royalties subscription from my calculation(I think I probably should as it's a fee I agreed to) This would also apply to the fee I paid for my student account.

 

3) Interest

 

I'm using the advanced Excel Sheet for working out how much you're due from the library. I've entered all the charges in the left hand side but the right hand side is asking for interest..do i enter the charge again on the right side as well to get the interest?? Can someone show me a completed one of these or an example to help me on my way?

 

Much thanks..

 

FYI at the moment my claim stands at £4201.24 but I've still got 6 years of subscriptions to take off which is probably a couple of hundred pound. Not a bad haul though

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Firstly, You can claim for the refferal charge

 

Secondly, just deduct your subscription charge (£12) off the total charge, they add them both together just to confuse ya lol.

 

As for the interest, dunno about that one, i`ve not used the advanced spreadsheet, sorry.

 

Keep us updated and good luck.

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It's difficult to know what the charges are though...phone call to branch on it's way ;o)

 

Might try the simple sheet tonight and see how I get on with that...even without the serice charges my other charges hit £4000

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Okay used the simple sheet(http://www.cag-files.co.uk/barracad/Spreadsheets/England/Simple-charges-calc.xls) and gotten a total for the charges. Do I send this plus the interest figure as I've read somewhere on the site about not asking for the 8% interest initially...

 

*HELP*

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Hi Milky

 

In your prelim letter and LBA just ask for the amount of the charges back, send a copy of the spreadsheet which will include the 8% interest but don't mention this amount until you file a court claim.

 

Stacy xx

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Prelim going in the post tonight...£3000+. That'll teach the ******s not to extend my overdraft ;o)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Good luck mate! :D

14/09/2006 - Data Protection Act letter sent to my bank.............here goes :D

28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000 :eek:

04/10/2006 - Prelim letter sent for charges of £2037 :rolleyes:

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Recieved a "sod off" letter from the ever so famous Tommy McLean today. Will get the LBA sent off shortly :)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Just a couple of quick questions to clarify.

 

1) I've had a sod-off letter. They replied within 4 days of my prelim request. Do I send my LBA now or wait till the 14 day deadline has expired?

 

2) The LBA seems to be set up for people that had no response. Do I amend it slightly to say something of the lines "Further to your letter dated 10th October in which you refuse to repay the illegal penalties you have been charging me I am making one further effort to solve this issue. I hope that it doesn not come to court action however..."

 

Thoughts?

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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check out the thread, by andrew1, there is a letter i used from his thread, when i got the sod off letter from tommy mclean, e-mailed this to him, slightly adjusted it, to suit my circumstances, received an offer, within a week, still sent my lba off, accepted offer, by e-mail, saying i would still be persuing the balance, and my lba, had already been sent, received an e-mail, saying letter was being sent it, hoping it's for full settlement, can e-mail the letter to you if you wish, just send me your e-mail addy. on my thread.

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  • 2 weeks later...

LBA on it's way :o)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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  • 2 weeks later...

Received an offer today for 60%. Decided to phone Tommy McLean, told him I'd be rejecting the offer, that legal was going to start next Thursday unless he came up with something better and he's now offered me 90% as a final settlement with no clauses to stop me claiming in the future. He was very helpful and anyone that gets to this stage and is worried about going legal should perhaps think about calling him and making the same sort of play I accepted this as I need the money(moving house) and I can't be bothered going through the courts for the next 2 months like some have.

 

Donation once the cash is in my account :o)

 

Thanks to all who helped.

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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