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    • Do you have a previous thread about this case, lindyhop? I don't think we can advise in isolation.   HB
    • Hi Looking for help to write a letter to the courts, following agreement by the other party (claimant) to allow an extension so that i can formalise my defence.    
    • So I will plead guilty and attend court. When they ask me if I have any further thing to say, I'm planning to write it down, bring it with me so that I don't get freak out. Could you help me review it?   Dear your Honor and the TfL team,   My name is [...]. I have been studying in the UK for nearly 9 years, currently holding a Tier 4 Student Visa.   I am attending the court today for fare evasion charges that I have committed and feel ashamed for what I did. What I did was not appropriate and has caused trouble for TfL and the public purse themselves; therefore, please consider my most sincere apologies. This is my first and my last ever offence that I will ever committed.   Over the course since this happened, I have been considering on how to get back on track and be a better person for the society and for myself. I have been obeying TfL policy ever since and do not plan to repeat my crime ever again. I also want you to please consider my mitigation circumstances upon my punishment, I have been in the country for a long time for my academic research and planning to apply for a leave to remain after my study finishes, this can affect largely to my application. I am half way to my Doctorate research and I really hope that I can continue to finish my research. If there is a conviction on my record, there is a chance that my university will reconsider and postpone my research which will be devastating for my academic development which my parents have heavily invested in. Moreover, because I have been spending all my time in the country, if I then come back to my country ,I will be more lost because I have developed into the custom. My parents are now all retired and I hope after finishing my studies,I can get a good job to support them, with this conviction on my record, it will be more difficult for myself to find a good job in order to repay for what my parents have done for me.   I hope you can please consider my plea, I will be more than grateful to pay for all the unpaid fare and administration cost for the court and TfL.   Once again, thank you for listening and I apologise for my behaviour 
    • I said I want to start a change back, I said it was fraud, passed to 2 departments, and they said nothing could be done. They wish they could.   Don't use your mobile one handed and push up the screen with out thinking a cash grab is at work.
    • I think it's certainly snake oil, and may just be an enormous bluff. Cireco is not registered with ICO, nor is it named as a trading name of RLP (which it should if they claim it's under their registration).  They can't process data without consent, and I don't think their silly 'shoplifting register' falls under the data processing exemption for crime prevention or legal reasons, since all are just unsubstantiated allegations.   
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Last year me and my partner had some issues (homeless twice! and jobless and JSA delaying payments) so we were forced to take some crisis loans. We started to pay them back in Jan when we signed onto JSA again after working and then losing our jobs. The payments stopped for reasons we still do not know. I found out I was pregnant in Decemeber so a few weeks ago we applied for income support as advised by jobcentre. The claim was taking so long to process that we had to get a crisis loan for food which was accepted.

 

I have no qualms about paying back the money I owe (I borrowed it so I am more than willing to pay it back) I'm just wondering it it would be possible to delay the repayments until after the baby is born in a few weeks time? This is my first child and we have a million things to do and pay for. Does anyone know if this would be possible?

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Just want to stress I am not trying to get out of paying I'm just wondering if it would be possible to delay the start of the repayments until after the baby is born when we will have more money available due to increase in benefits

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When they offer you a loan they will tell you the terms of repayments, you could ask them then, if they could defer the payments or reduce the amount you payback, I dont think they will defer but they may reduce.

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as mikey posted they will consider a reduction in the re-payment but will not defer the re-payments

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