Grant Vs Woolwich

[replicator]

Hi

 

Sent first letter on 31st Aug. recived letter saying would have answer by 26th september, I sent 2nd letter on 22nd september. recieved reply on the 30th september, saying that they were escalating the matter to barclays customer relations dept, and that they will contact me with there findings, no date set.

 

Shall i send the letter before action letter.

[essjaysea]

It looks as if you have already given them enough time to respond constructively to your claim. I assume that your second letter was effectively the letter before action. All they have done so far is to procrastinate.

 

Time to issue court proceedings. Stick to the timetable you have set out in your letters

 

Good luck

[paddym]

you dictate the time limits not them next step for you is MCOL ! LET THEM KNOW YOUR SERIOUS !

[replicator]

Posted 14day lba, 2 weeks ago, heard nothing, But im worried that i sent it to barclays, and now woolwich, was this wrong, should i resend it again.

[paddym]

no barclays head office take over our claims at LBA stage youll be ok !

[replicator]

Did money claim online. claiming 1955.03 and 312 interest. Did i like this. hope it was right

 

1. The Claimant has an account L1*******

with the Defendant, opened july 2001. Since

20/02/01 the Defendant debited charges and

interest in respect of purported breaches

of contract. 3. Defendant is aware of all

details as a list of charges has already

been supplied. Another copy will be sent.

4. Claimant contends: (a) The charges

exceed the Defendant's losses caused by the

breaches; (b) The Term permitting the

Defendant to levy such charges is

unenforceable under the Unfair Terms in

Consumer Contracts Regulations 1999, Unfair

Contract Terms Act 1977 and at Common Law.

5. Claimant claims: (a) return of the

amounts debited of £1955.03; (b) Interest

per S.69 County Courts Act 1984 of 8% -

£312.50 continuing at 8% until judgment or

settlement at a daily rate of £0.43; 6.

Alternatively, if the charges are a fee for

a service, then they must be reasonable

under S.15 of the Supply of Goods and

Services Act 1982. 7. Costs allowed by the

Court.

 

How long before i hear, and what next:-?

[Allyxia]

Ok have you had a notice of issue yet?

 

It usually give them about 21 days to respond!!!

[replicator]

had standard letter of barclays offering me £660, but not had acceptence of court action, they have till 13th dec to reply.

 

WHAT WILL HAPPEN.

[Allyxia]

My guess is they will respond on teh 12th day with a mumbo jumbo wishey washey defence.

 

It may look scary on first glance but if you have a good scout around on here you'll sosn realise it will be a pretty standard responce!!!

 

Just letme know when it comes and I'll take a look if you want or have any other queries!!

 

Stick in there

[replicator]

hi had the letter of defence this morning, your right does look scary, had a look round the site, but still unsure what to do next. if it helps n149 questionaire. Please Help.

[e28bigalbexley]

Hi Rep

What the prob will try to help

Template for A/Q here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

AL;)

[replicator]

Hi

Got letter form court saying judge allocated to small claims track, being heard on 22 feb. what do i do now.

 

Please help want to win this so bad.

[paddym]

Woolwich are settling cases lately over the phone if i were you now that you have your court date i would ring their litigation department because the woolwich do NOT want to go to court so give them a ring have your name address court ref number your total of claim that is your full amount plus interest and costs youll soon have your money back myself BigAl and traceym did this after reading welshmans thread and got full settlement read through our threads to give you that wee boost it takes to ring them nothing ventured nothing gained they are really nice to deal with nothing to be afraid off so go on ring them good luck keep us posted !

[replicator]

Hi

 

I am going to phone this Alex martin and woolwich, but how much am i asking for, because since i first put in the claim there have been more costs, i.e court costs and more intrest charges. Do i had them on.

 

Anybody got any advice.

 

This is in court on the 22nd FEB

 

Thanks In advance:?

[bmwman]

Hello Grant

 

I had an additional charge this month so phoned woolwich open plan they are giong to refund the charge. So worth phoning them when they notify you of the charge

 

Good Luck

[replicator]

Hi

 

thanks for your reply, but that did answer my question, can anyone help.

 

 

Cheers:confused:

[essjaysea]

Basically any charges that you have incurred since you filed your court claim need to be added in to your total claim that you will accept as full and final settlement, when Barclays contact you with a settlement offer. This will probably be some 7 days prior to the hearing date.

 

This is probably the easiest way of dealing with this, as the alternative would be either to amend the court claim, which costs £35,and would delay the process, or start a new claim altogether.

 

Dont forget to add in the up to date interest figure, (this will have increased since you filed your claim), and the AQ fee, if applicable, and all the extra charges.

 

Good luck

[Delboy01]

Hi

 

I am going to phone this Alex martin and woolwich, but how much am i asking for, because since i first put in the claim there have been more costs, i.e court costs and more intrest charges. Do i had them on.

 

Anybody got any advice.

 

This is in court on the 22nd FEB

 

Thanks In advance:?

 

If your going to phone him, tell him what extra charges you have and get him to confirm extra charges since and tell him to add it on, and thats what you will settle for... or get him to refund the charges and and go with your original claim amount

 

Delboy

[replicator]

Hi

getting worried, in court on the 22nd feb, was under the impression that it would have been settled by now.

 

Please tell me what to do.

[replicator]

the following directions applt to this claim

 

1) each party shall deliver to every other party and to the court offices copies of all documents(including experts reports if the court has given permission for expert evidence to be used) on which he intends to rely at the hearing.

 

2) the copies shall be delivered by 4pm on thursday, 15th febuary 2007.

 

3) the original documents shall be brought to the hearing.

 

4) signed statements setting out the evidence of all witnessess (including expert witnesses if permision has been given to use them) on whom each party intends to rely shall be prepared and copies included in the documents mentiones in paragraph 1. this includes the evidence of the parties themselves and of any other witnesses whether or not the witnesses are going to come to court to give evidence.

 

5) the court must be informed immediatley if the case is settled by agreement before the hearing date.

[e28bigalbexley]

Hi Grant

I believe this is what you want.

http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-disclosure.html

AL:)

 

Did you mean 15th March?