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    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
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JenniferMcEvoy

Council House - Have been evicted due to rent arrears

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Hi all, new to the forum so hopefully I'm posting this in the right place.

 

I lived in a council home with my two younger brothers, it's our family home. My brother was made redundant Sept last year. I was temping and unable to afford the rent but my brother was applying for job seekers allowance and help with the rent. I called the council and informed them of this.

 

My brother is now working (on a much lower wage), I'm also working but we did have rent arrears, I was paying the rent April and May with an extra £30 each week, my brother made sure I didn't see any of the letters from the council until we received the eviction notice. I didn't know what to do and so spent the two days trying to get the arrears money so I could pay the council. Too little too late. I was evicted last Thursday.

 

I made an application to my local county court (N244) for a judge to hear my case and the situation of why we had the arrears. Due to mis communication from the court I was not informed of the court date and it went ahead with out me today and the judge upheld the council's request for evicition.

 

I have been informed by the court, that due to the mis communication, I can make another application for my case to be heard by the judge (without notice) and so am going down there tomorrow to make the application, I was told that I need to have LEGAL REASONS as to why the court should rule in my favour. Search for this has been a nightmare, I cannot get free legal advice (I earn too much) and cannot find anything online.

 

What I want to know is how do I word the above in legal speak for question 10 on the N244 form.

 

Any help you guys can give me would be very much appreciated.

 

Thanks.

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Do you know if your local court has any duty legal advisors that may be able to help you?


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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Ell en, no they don't - I contacted the Citizen's advice bureau and Shelter and both of their advice was the same - I do not qualify for legal advice.

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What the advice meant is that you have to have a legal reason to challenge the order.

 

Under what ground was possession granted? How much were the arrears? Was the original hearing in the five minute possession list? Who's name was the tenancy in? You state you live there with your brothers...has there been a failed succession?

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The possession was granted by the courts due rent arrears, we were in arrears by 2,500 which has been paid off in full. The tenancy is in my name only and no failed succession. Can anyone advise me of a website I could visit that could help me with this?

 

Thanks.

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You stated that your brother hid all the paperwork from you - I take it you now have it all? If so, kindly scan in the particulars of claim, redact any personal information, and post it to the forum. It is imperative that I know the ground possession was granted under - 'rent arrears' is a reason for a ground, not the ground itself.

 

You're on a website that can help you with this (and unless you've got five years to read and learn about the relevant laws, it's the best you're going to get!) - but you're going to have to follow instructions.

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