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Kensington Charges


woodwa5
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Got the Optima stuff back......seems the original repossession was for £8k more than the house actually sold for, then optima came plopping along and put a new claim in for a £28k shortfall........mystery!?

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I am now in a position to start reclaiming from Kensington. I have calculated nearly £3000 owing to me in charges. The mortgage is pre 2004, which legislation do I need to quote and does anybody have a pre 2004 template letter?

 

Cheers,

 

Woodwa5

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