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    • A South Korean court sentenced Lee Jae Yong to two and a half years in prison. View the full article
    • To add to the weight of evidence this is fraud, do you have (or can you get) proof of what the cost of the Special Delivery was?. If they paid for the weight of an envelope containing a piece of paper, they won't have paid for the cost of sending a laptop (given it is much heavier) ...... You should also contact ActionFraud.
    • @dx100uk, I'm afraid you've got this wrong. My fear of compromising my defence wasn't with regards my response to DCB Legal's initial letter per se. It was more in reference to any subsequent advice posted on this thread by other forum members and I was only being wary due to the numerous instances when some have cautioned about parking companies and their legal reps trawling these pages to stay a step ahead.   As I did also state however, I'm happy to provide full details of that initial reply to DCB Legal and have therefore reproduced it below. Thanks.    
    • China's economy grew at 2.3% for the year, making it the only major economy to see growth last year. View the full article
    • more: extend the contract line by....   contract exists between the claimant and the landowner which assigns the claimant the right to enter contracts with the public and make claims in their own name. I put the claimant to strict proof that such a contract exists.   1st few lines like this:   1.I am the defendant in this matter.   Any documentary evidence relied upon by me in this, my statement will be referred to and produced as exhibits RSS1, exhibit RSS2 and so on, and are labelled and attached accordingly.   All exhibits are listed below List of Exhibits    2. In this Witness statement, the facts and matters stated are true and within my own knowledge, unless indicated otherwise.   3. I am the registered of the vehicle, xxxxxx   4. I am not liable to the claimant for the sum claimed, or any amount at all.   just sign and date at the end no statement of truth is needed sorry.   dx        
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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I am looking for a solicitor who specialise in credit consumer act and the ICO guidelines. Must have experience in application of default notices and credit reference agency. I would prefer someone in London, Watford or surrounding areas.

 

Thanks

madtergee16

Edited by madtergee16
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Hi mad

 

Don't just go with the first one you find, do a bit of reseach on them, make sure they can do the job you want them to do.

 

http://www.lawsociety.org.uk/choosingandusing/findasolicitor/view=solsearch.law

 

I am looking for a solicitor who specialise in credit consumer act and the ICO guidelines. Must have experience in application of default notices and credit reference agency. I would prefer someone in London, Watford or surrounding areas.

 

Thanks

madtergee16

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I am looking for a solicitor who specialise in credit consumer act and the ICO guidelines.

 

Thanks

madtergee16

 

ICO guiidelines aren't backed up by the law. Ask your MP to rectify this. Too many people ignore the guidelines.

 

Good ideas need to be supported by legislation. ICO is a red herring. Keep your eye on the law.

 

Credit consumer act also needs strengthening.

 

Currently it is too ambiguous in favour of malicious creditors that are able to corrupt the judiciary.

 

Hopefully your MP will help (if they're not in on it!)

 

Good luck.

 

I hope the wind will blow the right way for you.

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Surely if you go to court a judge has to take note of any guidelines that have been issued?? otherwise what is the point in these guidelines??

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Surely if you go to court a judge has to take note of any guidelines that have been issued?? otherwise what is the point in these guidelines??

 

Nope.

 

That's what I thought too.

 

I learned the hard way.

 

Judges can only use the law (but they can pretty much interpret it any way they want)

 

Not much point in guidelines if folk ignore them. (Which is exactly what's happening)

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This concerns me, I'm currently threatening experian for failing to follow guidelines issued from the ico... Although my data wasn't accurate so effectively breaks the data protection act anyway... I've been qouting your case to all my creditors up to now with regards to the damage to my creditworthiness

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