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Citi Cards /Opus PPI reclaim, online application rejections


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Hi There

 

I am currently trying to reclaim ppi from Opus previously Citi Cards and they have sent me a FOS questionaire to complete.

 

I have been looking at other forums in regards to the success rate for these companies and have noticed that some people are getting rejected due to them opening their credit card account online.

 

I also took my Citi Credit card out online in 2003 and am positive this box was pre-ticked without me noticing it, as there was no way I would have added this extra cost ,the only time I noticed that I was paying for this was when a few months later I noticed it on my credit card statement and when I phoned to enquire what this was that was then they informed me, I asked to cancel this but was basically bullied into keeping it, Due to this fact do I still have a claim against them.

 

Any help would be much appreciated.

 

Thanx :-)

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Hi,

 

I have moved this thread to the PPI Forum.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

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Hi

 

A lot of on-line applications around that time had pre-ticked boxes and some would not allow you to proceed with the application if you unchecked the box. This effectively made PPI compulsory which is a valid reason for mis-selling.

 

Complete the fos form (although I would download a Bona Fide copy from the fos website.

 

Do you have all of your statements? These will be needed of you want to check any offer that might be made to you.

 

If you don't have them all then SAR the lender.

 

ims

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yes ofcourse you can reclaim ikt

 

now

HOW did you ask?

 

if you didn't use the FOC CQ+SOC+covering letter route

 

they will refuse you

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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