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    • Received paperwork now from them prior to 30th deadline. is it worth uploading here or just send my 181 back with the draft directions from my side? 
    • Ah ok, thanks Andy. As of yet i have heard nothing from the court since i received the N180 from lowells.
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    • I have received planning permission to do a loft & kitchen extension.   I have a terraced house.   Re the party wall agreed surveyor, my neighbour to the right is ok to a ‘agreed surveyor’ being appointed by me. However after I received planning permission late in 2018, my neighbour to the left instructed a surveyor.  I spoke to this neighbour last weekend explaining that i am now in a position to hopefully commence the work but that a party wall award needs to be secured. I inquired from them if we can agree an impartial surveyor preferably of my choosing, since i will be paying the fee. The wife said they'd speak to their surveyor, whilst her husband seemed hesitant.   I have now received the attached letter from their surveyor.  His remarks such as '‘after some delay' (surely it is for me to determine when i being any building work on my property having consideration of a myriad of matters), gives me pause as to his impartiality, at that he is not just money chasing.   Is a surveyor permitted to make an approach to a property owner,  re offering to be appointed as the agreed surveyor, in advance of the party wall notices being issued to the relevant neighbour?   I do not trust the impartiality of indeed integrity of this surveyor.   Both my neighbours, already have both a loft & kitchen extended kitchen, so i just don't understand why this neighbour, is seemingly trying to make this process as protracted and even more expensive as possible.   How can i convince them to use my surveyor as the agreed surveyor, short of threats of me not being cooperative of any work they may wish to undertake.   Tnanks   scan0048.pdf
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cmcco79

Paid my CCJ - BoS now want another £750 in fees for obtaining the ccj and order!!

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Morning all,

 

I'm wondering if anyone can give me some advice please?

 

I had a Bank of Scotland credit card that I defaulted payments on. Bank of Scotland obtained a ccj, followed by an attachment of earnings order.

 

The attachment of earnings order states "the defendants employer must deduct £250 per month from the defendants earnings until £11,589.28 has been paid"

 

I have now paid this, but Bank of Scotland want another £750 in fees for obtaining the ccj and order. Are they right in requesting this, or should it have been included in the order?

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should have been in the order

 

have you all the CC statements?

 

not got lots of PENALTY charges or PPI on them have you?

 

dx

 

 

dx


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I have the original attachment of earnings order that states £250 per month until the sum of £11,589.28 has been paid (which has been paid every month since the order).

 

Now I have had another letter from BoS and all it says it that they want £513 for legal costs, £240 for ccj, £65 for attachment of earnings, and this has been added to the balance.

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IMHO if its not on the judgement then they can go swivel.

 

dx


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Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

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That's what I thought too. I will write to them again with a copy of the order.

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Ok, I wrote to BoS with a copy of the attachment of earings order showing the order was for £11,589.28. I have received a reply stating "legal fees are added to the outstanding balance due and are therefore not noted seperately"

 

I thought that if the order was for £11,589.28 then this should include the debt, interest and legal fees.

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Send the info to the court and ask for an ajudication meeting about this - if it was not on the original order then they are barking mad - they CANNOT add stuff after a court order.

 

This is becoming more and more common now and shows how low the debt collecting arm of the banks have become in

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