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Accept offer?

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I have been reading threads for quite some time, but it is now high time I sought some advice....

I sent my prelim letter 04/09, which was ignored. Then sent lba 19/09. received an offer of 90% of my claim (total claim was £730.50, offered £660) on 28/09 with all the usual jargon of no liability etc etc. I am in a bit of a quandry as not sure what to do next as I would ideally like to get the whole lot back, not just 90%. Is there a letter or something that I should send to decline offer or do I just ignore it and then file the mcol?



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