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    • Many assumptions here, is the intel correct ? Even if its out of date the original intel was correct it just may have not been updated. This could be because the car is still registered to the banned driver or the insurance company haven’t told the Police. So not an issue for the ICO, and any Police markers will not show on DVLA records. 
    • Good evening all. With your help I've defeated 3 parking charge notices, I now need your help once again. My daughter has a company car which she  lent to my son while she was on holiday. He is insured and fully entitled to use this vehicle. He is very careful over parking tickets as he has been the victim of a wrongfully issued ticket in the past. Anyway, on the 28th of April he left the car in the St.Marks car park in Wrexham. This is controlled by ANPR cameras. On his return to the car park, he entered the registration number of the car and the machine said 50p owed.. This was paid with a debit card so it's on his bank statement. Parking Eye are now saying that he has paid an insufficient fee and have refused the appeal ( unsurprisingly ). They have enclosed a POPLA code, so this will be the next port of call as we are still within the timeframes. Your thoughts so far would be appreciated. Thanks.
    • Hi just received this from the bottom feeders, I know I have to acknowledge within 14 days.  Its from 2015 so cant find the paperwork for it, but will look.   Parking on private development whilst visiting a friend, not displaying Permit, looked at my friends contract with private landlord, nothing in it about parking.   Are the Particulars of claim sufficient?   Thanks for any advice. VCS CLAIM21 JUNE 2019 F0QZ9V92 EDIT.pdf
    • Thank you. Can you tell us who replaced the rear brakes in June 2019? Who paid for it? One slight problem here is that the amount of money you are dealing with is in excess of £10,000. £10,000 is the County Court small claims limit. When you bring a small claim – less than £10,000 – then even if you lose, you won't have to pay the costs of the other party. Over £10,000 and you will have to pay if you lose. On the basis of what you say here, you have absolutely no chance of losing but on the other hand the fact that you would have to bring the claim on the fast track brings comfort to the other side and they are more likely to employ tactics to intimidate you with the spectre of costs hanging over you in the event that you lose. This is something to take into consideration. You have two choices. One would be to consider claiming for the refund of the entire price plus any ancillary losses. The second would be to claim for repairs. On the basis that repairs will be considerably less than £10,000 I think that I would suggest you go for that. This means that you need to get the car thoroughly examined and get a quote for repairs and generally speaking putting into a proper roadworthy condition. In fact you would need two independent quotations. You would then, with our help, enter the pre-action protocol which would essentially threaten the dealer and also the finance company with 14 days to sort it out or else you will bring a court action and without any further notice. You would only make this threat if you decided to go ahead with it. It's not worth bluffing. Both the dealer and the finance company will probably use all sorts of tactics to delay and to prevaricate. You must not allow yourself to get dragged into any kind of protracted discussion. You make the threat. 14 days. Day 15 – you send them the good news. Once they have the court papers they will then start to realise that you are serious. The finance company will put pressure on the dealer and someone or other will put their hands up. It's up to you if you want to get involved in this kind of action. If not then I think you're going to have a hard slog
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Roughyeds

Safeloans UK Payday loan company taking me to court!

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Hi All,

 

I took out a payday loan with Safeloans, many months ago, and I have just recently received papers from Northampton Court. After reading on here that the court papers may not be legitimate, I contacted the court and they are. Silly I know, but I’ve never offered them a penny or had any correspondence with them. How do I go about filing a defence for this? I've just recently checked my credit report, and Safelaons have entered the same loan twice on my credit report. Could I file this in my defence?

 

Please help!

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If you borrowed the money and did not pay it back then it is still owed. How much did you borrow and when?

 

The fact it is recorded twice is immaterial to any defence. You would only annoy the judge when he reads the defence.

 

Why haven't you bothered to try to come to an agreement with them or made any kind of repayment?

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Hi

If you took out this loan with no intention of paying it back, I suspect you are opening yourself up for a case of fraud.

 

I also suspect you are going to get a county court judgement as you have done nothing to help your situation


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Sounds like a debt avoidance attempt and judging by previous posts he has had some other dealings with dca's.


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hi Sillygirl1,

Edited by Roughyeds
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Hi All,

 

I took out a payday loan with Safeloans, many months ago, and I have just recently received papers from Northampton Court. After reading on here that the court papers may not be legitimate, I contacted the court and they are. Silly I know, but I’ve never offered them a penny or had any correspondence with them. How do I go about filing a defence for this? I've just recently checked my credit report, and Safelaons have entered the same loan twice on my credit report. Could I file this in my defence?

 

Please help!

You have absolutely NO DEFENCE and as stated you could be subject to CRIMINAL investigation.

Edited by citizenB
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When exactly did you receive the court papers?

 

There is a specific time line in which to either admit or submit a defence otherwise the claimant will obtain a judgment in default.

 

The time line will be as follows.

 

Issue date + 5 days for service + 14 days either to acknowledge receipt or to have returned the form which admits the claim and offer payment.

 

If you are intending to submit a defence then on acknowledging you would receive an extra 14 days to submit a defence.

 

I rather suspect that if you have neither acknowledged or returned the paperwork offering payment then by now the claimant will have obtained a judgment in Default and there will be a County Court Judgment in your name.


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