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capquest chasing old abbey loan


Jackson1
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Evening - been logging in regularly for help.

 

Would appear my Credit score has gone down. . . . . sorry, not sure what it measn, should I contact them?!

 

 

Thanks Jackson

 

Factors affecting your score:

1 Positive factors

You have no recent searches on your credit report

» See more

1 Negative factors

You have no successfully settled credit account

» See more

2 changes since last report

One or more settled accounts have recently been removed from your credit report

The average age of the accounts on your credit report has decrease

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Your credit score isn't going to be good for a while, if you have bad debts for whatever reason.

Doesn't worry me as I won't be borrowing money for a long time if ever, so I don't need a good score.

Unless one of the experts advises you to do so I wouldn't contact any DCA ever.

They will send letters for years, selling the debt on when they can't collect.

Most letters say we may....... which means it's unlikely they will.

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  • 1 month later...

Good afternoon,

I have had a statement through......it looks as though this is something that is required to be sent through but this is the first one that has been sent.

 

Dear Ms ,

 

We enclose your statement which is for your information only

 

Please fins enclosed your statement for your account******* This covers the period 3 Sep 09 - 31 May 14

 

Capquest purchased your account on 2 Sept 2009. As such, under the terms if the CCA we're required to send regular statements detailing any activity on your account. You'll receive one statement every year whilst your balance is outstanding

 

etc

 

Capquest

 

There is then a statement - Covering information already stated.

Then a page of FAQ.

 

 

Sorry to post again, just asking really if this is normal etc.....

 

Thanks and regards, your advice and support is always appreciated.

 

Jackson

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std thing they have to send

if they own a debt

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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