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capquest chasing old abbey loan


Jackson1
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yea just take it easy

 

we'll get to the bottom of this

 

theres a reason why a debt of this size was sold by satan

 

they just wouldn't sell it if they could get you in court

 

they obv cant.

 

digging time!

 

above all there is no rush

 

crapest aren't gonna do anything for weeks yet even if they do it will just be a willy wave .

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
  • Replies 106
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same scan jack

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry..... I said I was having problems with it:ohwell:

 

ps. Just in case, I didnt mean the above to sound at all "off". Just meant, its been tricky trying to get the scan and on the computer etc.

 

Jackson.

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  • 2 weeks later...
  • 1 month later...

Sooooo....further letter received today.

 

Dear Ms.....

Re Santander Formally known AS Abbey

Account no....

 

Unfortunately despite several attempts to contact you regarding your account you have not made us aware of any circumstances to explain why your account has not been resolved. As a result your account will be transferred to Debt Managers and they will contact you regarding the repayment of your account.

 

All future contact regarding your account should now be addressed to Debt Managers by calling them on the following number or writing them to the address below quoting number ********

 

Telephone- Dont know if I need to quote this

 

The Heriot Building

Rotherham

 

Your sincerely

 

Printed signature.

 

 

 

This is obviously not a good time(for reasons already stated)....if there is one I suppose, but 2 weeks before due date. Gulp anyway!

 

Who are "Debt Managers"...what can I expect, what should I do?! - Please. Any help or advice really appreciated.

 

Thank you

 

Jackson.

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just more silly threat-o-grams.

 

don't forget

 

they are a DCA

 

they ARE NOT BAILIFFS

 

and have NO SUCH LEGAL POWERS.

 

go enjoy xmas and forget about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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that agreement really stinks to me

 

a £11k loan total to repay £21K!!

 

but the rate was only 20% not 50% urm........

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I know.

I feel really stupid.

My partner at the time really left me in a desperate position.

 

I didn't know what else to do....and still feel in such a mess now.

 

I wish I could change things, and work something out..

..because of the circumstances I am currently in I am in no position to pay or do anything.

 

Especially given that my ex landed me in such a awful situation....but I guess that is for a different forum.

 

I dread walking through the door at the moment knowing their may be an envelope on the door step...

..or even worse a person.

 

My ex has a lot to answer for....I really don't know what to do, or what to expect.

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  • 4 weeks later...

OK. Wondering what the best thing to do is please. New addition now here.....

 

Circumstances dictate, that I am struggling to find any spare funds.......but this needs to be sorted, I cant cope with the uncertainty....

 

Letter received today.....

 

DEBT MANAGERS (SERVICES) LTD

 

DOORSTEP AGENT VISIT

 

Dear..............

 

Account Due To: CapQuest - Santander formerly known as Abbey

Ref

Amount

Password

Client Ref

 

We are collecting the above debt on behalf of Capquest.

We will instruct our doorstep agents Call Serve to call at your address

to discuss the arrangements for the payment of the full amount owing.

 

You have the opportunity to prevent this happening by simply calling us on 0844 826 2154 to set up an affordable

and realistic payment arrangement.

 

Payment made by card securely on line at www.dmpay.co.uk or by telephone on the number above and can be discussed further.

 

If you are unsure of how you will repay this account you should telephone

one of our negotiators who will discuss the options available to you. etc etc.......

 

BANK GIRO CREDIT,,,,,,,,

 

I got myself into an awful situation with an ex who dumped me royaly in it!

- I do not question that I was foolish and took out this debt. .

....and I really don't know what to do.

 

Any advice and help or being pointed in the right direction would be honestly fantastic.

 

I really can not cope with anyone turning up at home.

 

That could be devastating to my current circumstances, and honestly change everything...

...nad I can not think about that at the moment.

 

Thank you everyone, Jackson.

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send the doorstep letter if you must

 

but remember

 

THEY ARE NOT BAILIFFS

they have NO SUCH BAILIFF LEGAL POWERS

 

NEVER EVER EVER talk to or pay a doorstepper

 

tell them to leave and call the police.

 

TBH what you have there is just another std threat-o-gram chain letter.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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send the doorstep letter if you must

 

but remember

 

THEY ARE NOT BAILIFFS

they have NO SUCH BAILIFF LEGAL POWERS

 

NEVER EVER EVER talk to or pay a doorstepper

 

tell them to leave and call the police.

 

TBH what you have there is just another std threat-o-gram chain letter.

 

dx

 

Thank you as ever for the quick reply dx.

So for now is the advice sit tight?

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pers I would

 

but dont be worried to post if you want help.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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pers I would

 

but dont be worried to post if you want help.

 

dx

 

Thank you so much.

It feels very lonely....so i do appreciate you replying.

 

Can I ask...in your experience....what can I expect, and what should i prepare for?

Thank you dx,

Jackson

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nothing

 

nowt has been done in 2 yrs

nowt will be done now bar willy waving.

 

it would really e useful for you scan up all the statements sometime

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi....

sorry for delay..

.new baby, not working so have had trouble getting to a scanner.

 

Only when I can and gone through all of the bits,

it would appear that everything i have had i previously scanned.(rather clumsily)

 

Sorry there is nothing further apart from the letters I previously typed on here.

 

thanks ever so much

jackson

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  • 2 weeks later...

Good evening,

Further letter received. Sorry to keep posting, I really dont know where else to turn.

 

It appears as though a further company has written to me......

 

CallServe

 

Date.........

Client :DEBT MANAGERS LIMITED - CAPQUEST - SANTANDER FORMERLY KNOWN AS ABBEY

Account Number: .....................

Balance.................

 

Dear M..............

As Field Agents for the above client we have been instructed to collect the above outstanding amount.

 

Unless there is a valid reason for non-payment settlement is required within 10 days.

 

If we do not hear from you within this time a Doorstep Collector will be instructed to visit you to discuss your circumstances

and arrange a suitable repayment programme.

 

To avoid this action please send a payment and repayment proposal directly to this office or contact one of our advisors on...........

 

Yours Sincerely

Collection Dept.

 

Call Serve

 

As ever any advice is really appreciated, thanks again for everything

 

Jackson

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if a dirty mac muppet does turn up and your door

simple tell him to go away

 

they are NOT BAILIFFS

 

and have

NO SUCH BAILIFF LEGAL POWERS.

 

think you might be getting to the end of things now

 

callserve are very lowlife and only get involved in lemon debts

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Evening, had another letter through today.....from Capquest.

Hope you don't mind me posting on here again, your advice is valued and really appreciated.

 

Dear....

Your account is back with us.

 

We write to confirm you that your account has been returned to us with immediate effect, as Debt Managers haven't been able to agree a suitable arrangement with you.

Please take this opportunity to call etc.......

Capquest Debt Recovery

 

Thank you. Jackson

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getting there ..next fleecer to try please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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