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debt letter


lulu22
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Hi, not sure were i should ask this question.I have received a letter today from global debt recovery dont know if anyone has had dealings with this company , but they are requesting i send them over £2000 for i debt with just a ref number.I phoned the company today but as i would not confirm who i was i just gave them the ref number they refused to tell me so i put the phone down.Can some one tell me what i need to do know foe them to prove i oue the debt as i did have debts in the past but at the time i wrote a prove it letter to the companys and they just went away without replying.So all i can think of is it must be one of these debts.Any help would be great as i know before you could send a prove it letter just not sure if this is still am option .If it is could someone point me in the direction of the templete that would be great.Many thanks

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Hi, thank you for your reply,because i dont have an address for the original debt they have just put a name and ref number [i have never heard of the company i am supposed to owe the money to but of course the original debt could have been sold on by now]would it be better to send the other letting to the debt collection agency as they say they are acting on their behalf .Not sure what the name of it is called but it is the one that says you dont know what debt they are talking about.Many thanks

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Anthrax alert at debt collectors caused by box of doughnuts

 

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If you want to, block capitals & in crayon so they can understand it. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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can i ask shall i send a cca to global or experto credita [ the company they say they are working for] and if it is experto credita does anyone know the addrees and or department please

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Hi Lulu,

 

Personally, I'd send the "Prove it" letter to the company acting on behalf of the original creditor. If they are unable to deal with it, they should then pass it on to the original creditor for a reply to you. If they do "prove" that a debt is owing by you (to your satisfaction) then you could send the CCA request if you think it is appropriate. Again, you can send the request to the company who are "acting on behalf of" - if they're happy to take your money on behalf of the OC, then they should also be responsible for dealing with your correspondence.

 

If you would like to send a printed letter, most public libraries give free access to computers and charge around 15p per A4 sheet if you wish to print anything.

 

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