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    • should have done that a month ago.   dx  
    • Thank you for your response BankFodder.   First of all her employer is a care home and she is a Part Time Carer.  I do not know what the company is called but would prefer not to publish it here even if I knew.   Having read through the link you provided I would tend to agree with your opinion regarding the Estoppel standard of proof especially as she is getting 50% more than she should of been expecting.  Having said that she has had this from the very start and knowing her as I do it is possible she thought this was her monthly wages!    In her everyday life she goes from hand to mouth so there is no improvement in lifestyle unless you consider her absence from Foodbanks an improvement!   I think the solution is for her to repay at the low figure that seems to be in place but to disregard the contract requiring her to pay it back before or on leaving.  Should she give notice and work four weeks how can we stop them from witholding her last months wages?    
    • Hey,   so just received an email from CRS. Saying I have to prove I cancelled...yawn. Bearing in mind this is way over a month ago I sent them a letter! shall I just block them now? Not even respond?   this is regarding gymetc and I joined their gym online...   thanks!
    • What does it actually mean when some  one says" for clarity" you mean in your opinion really dont you?   HB Thanks, girl done well.   Acres of text to get through, are you sure I have not come across you before. Your addiction to point scoring is V familiar.   Anyway lets see if there is anything I have not cleared up already.   You say  "'ll just answer this for clarity (not for an argument). This applies to SDs made in a Magistrates' Court in order to set aside aconviction where the defendant was not aware of the proceedings."   So much for clarity. Below is what the section says information; and (b)within 21 days of that date the declaration is served on the [F1designated officer for the court], without prejudice to the validity of the information, the summons and all subsequent proceedings shall be void.   Notice "Shall be void. not set asidIf I am going to just be correcting basic reading i am not goiong tp conti   "When a person comes before a court to make such a Statutory Declaration the court must hear it if it is made within 21 days of the defendant learning of the conviction."   Noope The regulation says the court cannot interfere with the making of a SD,again completely different   Yes if it is, but unless the SD was made within 21 days of the action they are entitled to question it. As they do in the form you reproduced by asking how the defendant knew about the case.                         Said this alreay.   To answer your next paragraph, the court will not accept a lie, if there is one, they will have the option to increase the time however I doubt they would, or do you think they would just extend it? This is the test, of course.   Again you say SET ASSIDE, it isn't, the new case cannot be started if the old one is still pending of course.   Now having demonstrated your lack of knowledge. I shall move on. Your abstinence from posting is appreciated, either way, I will have you on ignore. Nothing personal I just dont think there is anything you can tell me.   One more thing the result does not compete with anything I have actually said, and everything I have said is correct, in relation to the legislation.                
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gemspan

What do I do now? Platform Funding - Mortgage

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To be honest I didn't know what to do.

I thought that I should oppose it but what we were going to do was wait until a week after it was closed and then hit them with a letter saying they must take the £1700 for legal fees from my account because the judgement was made with no expenses due to or by either party.

That will no doubt be brought up when we recall that case.

 

When I wrote to them it was after receiving a letter from them saying that my case was being passed to litigation.

When I read it my parents were here and I was almost on the brink of having to call a blue light ambulance due to the angina attack that I had.

 

I managed to stabilise though but I made them aware.

This latest trick is just vile.

 

They've included a covering letter saying that they may still be happy to enter into a repayment arrangement if I complete an income and expenditure form and supply them with bank statements, pay slips or benefit confirmation.

 

I think I'll keep all that personal information for a judge and they certainly won't be getting to see my bank statements.

It just bullying..plain and simple...and all because I asked them to wait until I completed another income and expenditure form.

 

It beggars belief.


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it does

get this all infront of a sheriff

 

lets also resit this insurance you briefly mentioned...

 

They stopped adding the insurance a couple of years ago but the premiums are still on there historically.

That amounts to maybe £400.

They say they're not included in the arrears figure and will need to be paid when the mortgage is redeemed.

 

the monies you paid should be refunded too.

not sure what you mean by the above


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Hi there

 

They wrote to me and told me they were stopping the insurance premiums but the insurance that had been paid previously on my account still stands.

This was because I hadn't sent them a copy of my insurance documents assigned to them.

 

they just stopped charging and I was left with the payments already made.

They add this into another file apparently that isn't added to the account until the mortgage is redeemed.

It all seems very dodgy to me tbh.

 

This is part of The Co-operative.

My parents think I should write to their CEO and let them know what their subsidiary is doing.

 

When all this was going on with the insurance etc I was so ill I never looked into it further.

I have written quite a few letters of complaint but I just get the usual...

.we're within our rights to do this...type of thing.

 

When you're ill you get to the stage you don't have the energy to keep fighting.


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so probably something like building insurance that you already had elsewhere but weren't told they needed to see the policy docs so charged you theirs anyway.

those premiums you've already paid need refunding at their int rate.

 

but that's probable a side issue but worth including.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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