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    • Hello and welcome to CAG.   Here's a link to ACAS that should answer your contract questions. If you look around their site, you should find information about some of your other questions.   https://www.acas.org.uk/employment-contracts   I expect people will be along later with more answers.   Best, HB
    • I have added their poc in your above post for clarity.   you need to address para 3.    bump point 3 forward down 1 number and add in:   3. Paragraph 3 is denied as I am unaware of any legal assignment or Notice of Assignment allegedly served in yyyy by either the claimant or the original creditor .    if mcol is still flaky ….   MCOL is only one way of responding to a claim.  . If you are having problems logging in, or would prefer not to use MCOL,  you can fax, email or post your response to the Court instead.  If you send your response by e mail  please send it to ccbcaq@hmcts.gsi.gov.uk and ensure you quote “Claim defence response” and quote the claim number in the subject field.  . neither by email nor MCOL do you need to inc I confirm that the above facts and statements are true to the best of my knowledge and recollection.
    • you should have done the pictures weeks ago not leave it till 1 min before you need to file a defence. you've been here +6yrs and have numerous court threads and numerous private parking ticket threads  but somehow always seem to screw up one way or anther..   if you look on google earth street view you can see the cameras and the entrance/exit layout which matches the photos from that link I gave you and your upload which I've now redacted properly now .   POC   1.Claim for monies outstanding from the Defendant in relation to a parking charge (reference 00000000) issued on 10/10/2019.   2.The signage clearly displayed throughout KFC (Walkden Manchester) states that this is private land, managed by ParkingEye Ltd, and that it is subject to terms and conditions, including a max stay period, by which those who park agree to be bound (the contract).    3.ParkingEye’s ANPR system captured vehicle 000000 entering and leaving the site on 07/10/2019, and overstaying the max stay period.   4.Pursuant to Sch 4 of the Protection of Freedom Act 2012, notice has been given to the Parking Charge payable upon breach.   5.As no response was received, an alternative service address was obtained and further correspondence issued (CPR 6.9(3)).   defence:   1. i am the registered keeper of the car Reg No. xxxxxx mentioned in the claimants claim.   2. the defendant denies that any monies are due to the claimant because there was no breach of contract to create a cause for action.   3. The claimants Accredited Trade Association, the BPA has a MINIMUM grace period of 10 minutes to allow the necessary consideration of the offer of conditions to park and other actions before any contractual condition can be applied.   4.The defendant denies exceeding any free parking time in addition to said grace period as neither the land owner who may have employed the claimant to manage parking with a current paid for contract covering the date of the overstay nor the claimant have any legal authority to vary any free parking period granted by the relevant council upon issuing the original planning consent for the entire walkden retail park.    needs firming up people...   you can file by email if MCOL is playing up still though from research today 99'9% of all PPC claimforms are being postponed for many months by all courts now,      
    • OK, excellent, please take pix both of KFC signs and also the signs in the surrounding car park, as I reckon that KFC has unilaterally tied to change the permitted parking time in their bit of the whole car park.   Also park in the main car park, not KFC, as I've read reports of invoices being issued for motorists who have parked in the KPC bit even if it's closed at the moment!!!   Could you reply to what I asked in post 57 please?  If you don't reply, it's difficult to give appropriate advice.        
    • I’ll get a picture of the signs tomorrow and see where I get ringing the council about the planning. Also how long do I have to get the defence in? I know you said I will have leeway but I can’t have that much.    Thanks  Andrew 
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Now youv'e done it the tracing agents have started and if you have not

told the milkman it's SB the letter from the duff debt collection agency

will send a doorstep collector to harass you:madgrin:


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Seriously Brig a whole industry built on debt . A non stop Juggernaut, make a late payment on a c/card , gas bill then you wake the sleeping beast.

It is enough to make you weep. DCAs just waiting to trip you up and bamboozle you. Do these people have any scruples ?

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That 's one thing that we have that a DCA hasn 't a sense of humour.

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Just reading through some posts, is there any debt a DCA wont chase ? I owe my

milkman £ 2.37p from nine years ago. I expect a threat o gram from Moorcrap

at any day now!

 

:lol:

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What needs to be considered is why the UK is so caught up in debt, why

do accounts go unpaid, why are default notices ignored, was credit to easy

to get in the past??

Is it all based on what we WANT instead of what we NEED?

We answer many hundreds of posts on CAG and we are not the only

forum of this type I see perhaps an average of 20 cases a week in my

other life and they are all in reality the same.!!!


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I owe my local shop over £50 for an unpaid paper bill.

 

I refused to pay them as they failed to tell me that there was a daily charge of 20p per delivery.

 

This was over 12 months ago. It's my local shop and I go in a few times a week for a paper or an amergency loaf of bread...

 

 

The UK is in debt as years ago banks were offering 125% mortgages. So straight away you're off to a bad start!

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Just reading through some posts, is there any debt a DCA wont chase ? I owe my

milkman £ 2.37p from nine years ago. I expect a threat o gram from Moorcrap

at any day now!

 

I'm sure they will offer you a very generous 50% discount. My advise is offer them a penny a week and start drinking black coffee! :razz:

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Is it all based on what we WANT instead of what we NEED?

 

Not for me Brig, I (and the better half) ran up a chunk of personal debt but I haven't had a holiday in 7 years, there is no Jaguar sitting on the drive and there is a distinct lack of caviar, foie gras and truffles on the dinner table. I genuinely feel that most of the debt that is run up is to fund the essentials when the pay packet don't quite stretch far enough.

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I remember a time when banks where chucking money and credit cards at people.My c/card co would often send a book of cheques to encourage me to spend. Now chickens have come home

to roost. Yes a lot of posts in the debt forum are variations on the same theme. Its the DCAs

shenanigans and attitude towards debtors that annoys me. I have dealt with DCAs on the phone and you get the same spiel, same tactics just change the debt , but an important definition to make is who went out and spent recklessly and those who are borrowing to maintain a

reasonable lifestyle. One piece of advice I would give is always keep up a dialogue with the OC

because they have to treat you a lot better than any DCA will. Onwards and upwards

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Certainly agree with advice to stay in contact with the OC.

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Moorcroft are advertising for collectors again.

Not the first time I have seen this advert but you are required to have lockable

storage, perhaps you will need a dungeon to lock up debtors and torture them untill they pay up.

Any thoughts

Edited by 42man

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I wonder why you are required to have lockable storage ?


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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the only reason I can see (especially as they are not bailiffs) is that when the doorstep collectiors call, then people may want to offer a household item as payment ???!!


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

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I suspect that this will be in order to protect data, though part of me wonders if Moorcroft are looking to distribute their stocks of bullsh!t more widely. :-)

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I believe it is a regulatory requirement for anyone who handles client money, to have measures in place to secure the money. If a doorstep collector collects money in the evening, as their office will be closed, they will not be able to deposit the money, so need to keep it safe until the next morning.

 

I just wonder what the position is of the OFT/FSA in regard to these people keeping client money in their own homes for periods of time.

 

Also how many of these people will declare to their Home Insurers that they are keeping client money in their homes on a regular basis. I think many Home Insurers would refuse to provide any cover, if they were aware of this. If any debt collectors are currently doing this, without informing their Insurers, their Home Insurance could well be invalid.

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the only reason I can see (especially as they are not bailiffs) is that when the doorstep collectiors call, then people may want to offer a household item as payment ???!!

They will probably dupe the more gullible people into believing that they are bailiffs and walk away with household goods instead of cash. Wide open to fraud

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I wonder why you are required to have lockable storage ?

 

For any money they collect I would presume.


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Good morning caggers,

 

Got in the other day and noticed I had a missed call on this number : 08003289911 .

 

So being curious I phoned back to see who it was and a female answered and said

 

" Hello my name is Susan how can I help ," not this is B GAS or Daves double glazing ect.

 

Being a suspicious cagger I put the phone down and checked out the number on who calls me

and found out it was Cabot

 

.Is this a tactic to glean information from unsuspecting punters ?

 

If I phoned back and said I had a missed call

she would have said politely whats your number and could you confirm your name and address ect,

very underhand or am I being paranoid ?

 

BTW I do not have or want to have any dealings with this mob , what are they like anyway ?

have been warned , make a note of the number.

Your Fulhamboy

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Likely a phishing attempt. Cabot are well known chances so its best to ignore phone calls or demand things in writing


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Not a very professional way of answering a company telephone ?


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Hello citizenB ,

Precisely is this done on purpose ? I forgot to mention on the whocallsme website .

On one of the posts regarding this number it said that although you think you are

dialing a free phone number , your call is somehow re directed onto a premium rate

line which obviously costs you . How this is done or if its true I dont know.

One final whinge if ANY DCA wants you to contact them why do they use premium rate numbers ? Why would anyone phone a DCA to be told you owe us X amount and by the way this call has cost you a £2 , cheeky bar stewards .

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Now do you believe that you should never, phone a DCA?

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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