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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DCAs quick question


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Now youv'e done it the tracing agents have started and if you have not

told the milkman it's SB the letter from the duff debt collection agency

will send a doorstep collector to harass you:madgrin:

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Seriously Brig a whole industry built on debt . A non stop Juggernaut, make a late payment on a c/card , gas bill then you wake the sleeping beast.

It is enough to make you weep. DCAs just waiting to trip you up and bamboozle you. Do these people have any scruples ?

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What needs to be considered is why the UK is so caught up in debt, why

do accounts go unpaid, why are default notices ignored, was credit to easy

to get in the past??

Is it all based on what we WANT instead of what we NEED?

We answer many hundreds of posts on CAG and we are not the only

forum of this type I see perhaps an average of 20 cases a week in my

other life and they are all in reality the same.!!!

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I owe my local shop over £50 for an unpaid paper bill.

 

I refused to pay them as they failed to tell me that there was a daily charge of 20p per delivery.

 

This was over 12 months ago. It's my local shop and I go in a few times a week for a paper or an amergency loaf of bread...

 

 

The UK is in debt as years ago banks were offering 125% mortgages. So straight away you're off to a bad start!

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Just reading through some posts, is there any debt a DCA wont chase ? I owe my

milkman £ 2.37p from nine years ago. I expect a threat o gram from Moorcrap

at any day now!

 

I'm sure they will offer you a very generous 50% discount. My advise is offer them a penny a week and start drinking black coffee! :razz:

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Is it all based on what we WANT instead of what we NEED?

 

Not for me Brig, I (and the better half) ran up a chunk of personal debt but I haven't had a holiday in 7 years, there is no Jaguar sitting on the drive and there is a distinct lack of caviar, foie gras and truffles on the dinner table. I genuinely feel that most of the debt that is run up is to fund the essentials when the pay packet don't quite stretch far enough.

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I remember a time when banks where chucking money and credit cards at people.My c/card co would often send a book of cheques to encourage me to spend. Now chickens have come home

to roost. Yes a lot of posts in the debt forum are variations on the same theme. Its the DCAs

shenanigans and attitude towards debtors that annoys me. I have dealt with DCAs on the phone and you get the same spiel, same tactics just change the debt , but an important definition to make is who went out and spent recklessly and those who are borrowing to maintain a

reasonable lifestyle. One piece of advice I would give is always keep up a dialogue with the OC

because they have to treat you a lot better than any DCA will. Onwards and upwards

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  • 2 months later...

Moorcroft are advertising for collectors again.

Not the first time I have seen this advert but you are required to have lockable

storage, perhaps you will need a dungeon to lock up debtors and torture them untill they pay up.

Any thoughts

Edited by 42man
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I believe it is a regulatory requirement for anyone who handles client money, to have measures in place to secure the money. If a doorstep collector collects money in the evening, as their office will be closed, they will not be able to deposit the money, so need to keep it safe until the next morning.

 

I just wonder what the position is of the OFT/FSA in regard to these people keeping client money in their own homes for periods of time.

 

Also how many of these people will declare to their Home Insurers that they are keeping client money in their homes on a regular basis. I think many Home Insurers would refuse to provide any cover, if they were aware of this. If any debt collectors are currently doing this, without informing their Insurers, their Home Insurance could well be invalid.

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the only reason I can see (especially as they are not bailiffs) is that when the doorstep collectiors call, then people may want to offer a household item as payment ???!!

They will probably dupe the more gullible people into believing that they are bailiffs and walk away with household goods instead of cash. Wide open to fraud

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I wonder why you are required to have lockable storage ?

 

For any money they collect I would presume.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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  • 1 year later...

Good morning caggers,

 

Got in the other day and noticed I had a missed call on this number : 08003289911 .

 

So being curious I phoned back to see who it was and a female answered and said

 

" Hello my name is Susan how can I help ," not this is B GAS or Daves double glazing ect.

 

Being a suspicious cagger I put the phone down and checked out the number on who calls me

and found out it was Cabot

 

.Is this a tactic to glean information from unsuspecting punters ?

 

If I phoned back and said I had a missed call

she would have said politely whats your number and could you confirm your name and address ect,

very underhand or am I being paranoid ?

 

BTW I do not have or want to have any dealings with this mob , what are they like anyway ?

have been warned , make a note of the number.

Your Fulhamboy

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Likely a phishing attempt. Cabot are well known chances so its best to ignore phone calls or demand things in writing

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Not a very professional way of answering a company telephone ?

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hello citizenB ,

Precisely is this done on purpose ? I forgot to mention on the whocallsme website .

On one of the posts regarding this number it said that although you think you are

dialing a free phone number , your call is somehow re directed onto a premium rate

line which obviously costs you . How this is done or if its true I dont know.

One final whinge if ANY DCA wants you to contact them why do they use premium rate numbers ? Why would anyone phone a DCA to be told you owe us X amount and by the way this call has cost you a £2 , cheeky bar stewards .

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Now do you believe that you should never, phone a DCA?

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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