Jump to content


  • Tweets

  • Posts

    • Well tbh that’s good news and something she can find out for herself.  She has no intention if peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now- post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!  Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.  Somehow rekeyed as normal when I was called with the results.  A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
    • Nationwide's takeover of Virgin Money is hitting the headlines as thousands of customers protest that they will not get a vote on whether it should happen.View the full article
    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
    • I think you have the supremacy of contract as it allows you to park in designated areas. I would argue that there being parking enforcement there clearly means its to be used as parking and as such you can use it under your lease. Only need to worry if they ever follow through with a letter of claim and a claimform though
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Providian Credit Card PPI success


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4363 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well 3 weeks ago i wrote to Barclaycard after some research to discover this tangled web of who buys who and what...

 

My old Providian Credit card that i had between 2003 and 2006 with a pathetic £500 credit limit was bought out by Monument, which in turn was bought out by Barclaycard.

 

Well as i said 3 weeks ago i wrote to barclaycard, told them i was wanting to claim my PPI back on the providian card, within a few days i had a letter saying they were looking into it and gave me the standard we have 8 weeks etc..

 

Today i had a letter from Barclaycard asking me to accept in full (which i will) the lovely sum of £403.00.. wow i nearly fell over my limit was only £500 during the whole of the 3 years i had my credit card..

 

Thank you barclaycard, what a speedy response!!

Link to post
Share on other sites

good but did that include interest ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

yes in deed, this is how it was worked out, premiums from sept 2003 till Jan 2006... £180.31

Value of compound interest charged at on premiums £63.58

Interest on credit balance at equiv of 8% per year calculated on monthly basis £159.35

Interest at equiv of 8% per year to closure date £0.0 (zero)

Total refund £403.24p

 

Im well happy seeing as my limit was £500 and i had used it to the limit most of the time.

Link to post
Share on other sites

Very good.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • 2 weeks later...
Hi I saw that you sent your PPI claim to Barclaycard for your Providian card, could you tell me address you used as I wish to reclaim my own PPI on the Providian that I had.

 

Hey mate, im in Rome till next Wed, soon as i get back i will send the address.

 

Best regards Steve

Link to post
Share on other sites

Hi Shaun

 

The address for Providian Credit Crads (which were bought out by monument, which in turn was bought out by Barclaycard and they WILL accept full responisbility for it) is as follows

 

Barclaycard

Customer Relations Department

PO Box 9131

51 Saffron Way

Leicester

LE18 9DE

You will get a reply from Barclaybard saying that Providian did not use PPI but instead provided something called PBP (Payment Break Plan) but treated it the same way as PPI.

 

Hope that helps

 

Best Steve

Link to post
Share on other sites

  • 2 weeks later...

Well i believe there are templates on here, i used them when claiming bank charges back in the day.. on this occasion i wrote my own letter which clearly worked, ive even had the money and SPENT it already!.

 

PM me your email address and i will gladly send you my letter, then you just put your own details on it.

Link to post
Share on other sites

Well i believe there are templates on here, i used them when claiming bank charges back in the day.. on this occasion i wrote my own letter which clearly worked, ive even had the money and SPENT it already!.

 

PM me your email address and i will gladly send you my letter, then you just put your own details on it.

 

Matman won't be able to PM you and of course it is not encouraged to give personal info by PM.

 

Why not post your letter up here eggopp so that others may benefit from your approach?

 

ims

 

Link to post
Share on other sites

Matman won't be able to PM you and of course it is not encouraged to give personal info by PM.

 

Why not post your letter up here eggopp so that others may benefit from your approach?

 

ims

 

Oki Doki...

 

Well here is my basic letter, which served its purpose, right or wrong i sent this to all my PPI people and they all responded to it, but using the correct addresses for each one.

 

Also you dont have to provide actual account details if you dont know them as long as you can confirm who you are and the address you were at when you held the cards..

 

My letter below

 

Steve

 

Barclaycard

Customer Relations Department

PO Box 9131

51 Saffron Way

Leicester

LE18 9DE

 

 

Dear Sir or Madam,

 

Re: Providian Visa owned by Barclaycard Account **** **** **** 1459

 

I am writing in relation to the above payment protection (PPI) policy which i believe was mis-sold to me in relation to my visa card.

 

I believe you have not treated me fairly for the following reasons;

 

· The PPI was added without my knowledge..

 

· You have been punished by the Financial Services Authority for failing to treat customers fairly and I do not believe that the PPI I bought was sold in my best interest.

 

Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

 

I look forward to your full and prompt response to this letter. If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint.

 

This letter is in respect of the above account that was issued by Providian Credit cards.

 

Yours faithfully

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...