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RBS credit card debt & wetcloths

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If any payment has been made and it matters

not who paid it or how it was paid the bebt

is not statute barred.

 

Thats what i was thinking but I have phoned credit management of RBS a few times now and they can find nothing on the account. Because there is no trace, the advisor said that it is more than likely written off but the only thing is i have nothing to confirm this.

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The banks don't write off debt to the benefit of the debtor only for their own tax purposes,

that done they sell on the debt for a few pence in the pound.

If you have not already done so check your credit reference file with

Experian and Equifax.


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The banks don't write off debt to the benefit of the debtor only for their own tax purposes,

that done they sell on the debt for a few pence in the pound.

If you have not already done so check your credit reference file with

Experian and Equifax.

 

There is nothing on the Equifax report about the account, rockwell who were the last people to send any letters said theyre last dealings with was in 2008 and it was also sent back to RBS in 2008. I have now contacted them a few times and they can find absolutely nothing about the account.

 

I appreciate the advice though. If you get a chance sometime, could you maybe look at my other thread 'help with a default' it is a pretty long shot but thought it would be nice to know where i stand.

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Is this thread in the CRA forum I'll take a look?


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Is this thread in the CRA forum I'll take a look?

 

Yeah, its under credit reference agencies and is titled " help with a default" it was with welcome finance

 

thanks!

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Yeah, its under credit reference agencies and is titled " help with a default" it was with welcome finance

 

thanks!

 

Been in and made a suggestion.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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My credit card is now being managed by Wetcloths, does that mean the debt is still owned by c/card company? So still pay OC direct?

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Best way to find out if Wescott has bought the debt

is to check your credit reference files or have you got

the notice of assignment to hand the wording there should

tell you who owns the debt.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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Credit report just shows default and balance

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The entry will have a name on it eg., Credit Card fromXXXXXXXX.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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Yes credit card and an end date circa 2011, not SBd. No mention of Wetclotth

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Received in mail a company called security services have been asked by Wetcloths to handle account ! FFS

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Probably the same cowboy different hat. ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

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Or the same peasants riding into town on a different donkey. ;)


Please note, I am not professionally qualified in legal matters. Should you have any doubts, you should contact a legal expert.

However, I can and will help with matters regarding payroll as I am fully qualified.

 

If I've helped in any way, you're welcome to click on my "star" and thanks, but I gain the most satisfaction simply by helping/reassuring :O)

 

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Lets be serious for a minute, has any one heard of them?

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Sorry mate, no. I did a basic search, but nothing obvious comes up. In the header or footer of the mail they sent, do they give an address or say something along the lines of, "Security Services is a trading style of xxxxx" or do they give an operating license number?


Please note, I am not professionally qualified in legal matters. Should you have any doubts, you should contact a legal expert.

However, I can and will help with matters regarding payroll as I am fully qualified.

 

If I've helped in any way, you're welcome to click on my "star" and thanks, but I gain the most satisfaction simply by helping/reassuring :O)

 

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Credit Security Ltd are allied with Westcott. http://companycheck.co.uk/company/00922180 One of the directors is also a director of Callserve so no doubt they collect doorsteps. ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Ah, so it's "Credit Security" rather than "Security Services"...


Please note, I am not professionally qualified in legal matters. Should you have any doubts, you should contact a legal expert.

However, I can and will help with matters regarding payroll as I am fully qualified.

 

If I've helped in any way, you're welcome to click on my "star" and thanks, but I gain the most satisfaction simply by helping/reassuring :O)

 

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Ah, so it's "Credit Security" rather than "Security Services"...

 

I'm guessing it is because Wescot tend to deal with them a lot. Unless the OP has got anything else we can go on such as company reg number etc.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Apologies thats the one .I was so spooked by seeing security on the letter I got confused. Next question if they are cut from the same cloth why pass the debt over?

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Sods law, As advised on this website , check all 3 major CRAs, callcredit alerted Wetcloths to my wherebouts. damn and blast

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To obfuscate and confuse the issue, precious little else.

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Good morning peeps,spoke again to my credit card people. I asked about who is managing account them or wetcloths. Debt has not been sold but wetcloths are managing on their behalf,(scratch head)

What I want to carify is can I still pay c/card direct, do not want to give DCA a penny.

c/card people said no, any thoughts?

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3 threads merged.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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never ever pay a DCA - END OF!!

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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