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mechs' wife

Friend's husband's account

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Hiya guys,

 

I am not familiar with Lloyds TSB and therefore I am stuck. I'm helping out a friend's husband who does not have a computer.

 

I know my friend's husband can not claim for 'overdraft usage fee' or 'overdraft interest' but what about the 'account charge' as he has been charged for quite a few of these.

 

I would appreciate some advice on this one please?

 

Appreciation, mechs' wife


Go on ... you know you want to click me

:lol:don't be like the banks - give a little back :lol:

:) There was a time before CAG but now CAG is here we are the empowered! :)

Advice & opinions of mechs' wife are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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Au contrairé, madame! :D

 

(Hi, btw - say hello to the hubby for me!)

 

You can claim for the Overdraft Usage Fee - it's just another term for 'Overdraft Excess Fee', and is a penalty for going into/over an overdraft.

 

You can't claim the 'account charge', however, as it's a valid service charge for Lloyds to run your account.


reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Au contrairé, madame! :D:lol: ahh bless!

 

(Hi, btw - say hello to the hubby for me!) Noooooo he's doing some work in the kitchen and I don't want to stop the flow!!! ... but later I will ;)

 

You can claim for the Overdraft Usage Fee - it's just another term for 'Overdraft Excess Fee', and is a penalty for going into/over an overdraft. Ooooo nice! :D:

 

You can't claim the 'account charge', however, as it's a valid service charge for Lloyds to run your account.

 

Thank you reload! Now I can get on and sort his statement out! Appreciation indeed m'dear!

 

Linda :)


Go on ... you know you want to click me

:lol:don't be like the banks - give a little back :lol:

:) There was a time before CAG but now CAG is here we are the empowered! :)

Advice & opinions of mechs' wife are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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