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    • Hello all,    I have received a letter from Advantis in regards to an overpayment of carers allowance I received when I got a job whilst I was caring for my mother. I did not know I had to inform them etc.    Long story short, I had a compliance phonecall with carers and nothing more was said.    I stopped caring for my mum shortly after and cancelled my carers allowance too.    I was employed for 4 months at the beginning of 2018.    Apparently the DWP and carers have sent letters but I haven't responded so they've gone through Advantis to recover the amount owed. I moved house shortly after cancelling everything and had no contact from them at all.    They sent letters to my previous address so they told me that's why it's been passed onto Advantis.    Today DWP told me that the only thing they can do is take payment in full, or deal with Advantis to come up with a payment plan.    I spoke to Advantis who asked me to pay in full or in two installments, I refused and they then said they've put my account on hold for 30 days whilst I go away and work out my monthly income etc so they can go through an affordability assessment to work out how much I can pay back and how often.      What shall I do? DWP tell me there's nothing they can do as it's been passed onto Advantis.    Advantis tell me they are working on behalf of the DWP... Nobody will tell me who owns the debt.     What shall I do?    Thank you all in advance for your amazing help.     
    • Hi, I have just received a pcn from Euro Car Parks saying that my car was in one of their car parks for 13 mins without making a payment. The reason being is that my husband was waiting for me, but where he thought I would only be 5 mins I was longer because of health issues and I had to take a rest. As if this wasn't enough, unbelievably I have just received ANOTHER notice saying I had not paid for a ticket on the 9th of September. I would like to mention the car park charges are so cheap, at £1:20 all day, it would be insane not to pay. We have used this car park only around 4 times and have always paid, excepting th time the car was waiting for 13mins. What a shock I have got receiving these notices. I wonder if I accidentally keyed in my registration incorrectly? Please can someone advise.
    • I also have a similar problem with Advantis for DWP overpayment of carers allowance. I've only just moved into my own house and they've sent a letter asking for my whereabouts and a business matter that needs my urgent attention. I have found out from the DWP and carers that I owe £1,131 and Advantis want me to go through an affordability assessment.    I am not sure who owns the debt, DWP or Advantis and where I stand with this 
    • I've just had this emailed from CarMoney. I'm so confused, I really don't know what I'm supposed to be doing and with whom. "Apologies for the delay in response. I have spoken to Oodle regarding the complaint and unfortunatly, they would require an independent report to be carried out on the vehicle. The burden of proof would lie with yourself.   I can certainly help by giving you the details of Scotia, who is the company that we use."   Everything I've read says that I did the right thing by exercising my rights under the CRA 2015 with the dealer. That was done within the six-months, so the burden of proof should be on the dealer still? Or am I completely wrong??
    • Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently.
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JazzyJay21

SRJ Debt Recoveries - letters received at my address to people unknown

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Can somebody please help me get these lovely people off my back?

 

About a year ago they started sending letters addressed to a woman, purporting to live at my address, and who owed money to a credit card company. At first it was merely a nuisance and I ignored them, sending them back, RTS, not known at this address.

 

However, they continued, then I began to get letters addressed to a man, owing money to BT. After awhile I contacted both companies and told them these people were completely unknown to me and no debts were outstanding at my address. I was told the letters would stop.

 

Now, my little one bedroomed flat has expanded to take in a THIRD person (I have no idea where they all sleep! :???:)

 

I sent the letters off to the OFT earlier this year, and they wrote back, saying they'd look into it, but since then I've received yet more, with threatening tones. This is me now....:-x:mad2::shock:

 

I am sick and tired of getting these. How else can I get them to stop? Who else do I turn to for help? This week I typed a letter (and no, I didn't leave my name and I didn't sign it!), requesting them to stop sending the letters and adding, as they had caused me distress and inconvenience, they would be paying the postage! I even wrote it on the envelope, stating I wouldn't accept the envelope if it was returned back to me. I have wasted enough time, resource and stamp writing off to the OFT: why should I put a stamp on a communication to THEM?:lol:

 

At the same time, I sent off the recent few to the OFT, as if to say 'look, they're still coming!'

 

Any ideas folks? Very many thanks!

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If there not addressed to you why are you even reading them, its an offence to open others mail.

 

If its not your post just bin it or mark "Not At This Address" and stop getting in a flap about it.

 

The more you write to them the more crap they send out. just ignore the planks

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Have you checked your credit report, if they have added anything, sue

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Have you checked your credit report, if they have added anything, sue

 

I'll do that, thanks!

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Should I give a brief explanation in my application to them, the reason why? I've made a note of the 3 agencies and their addresses.

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If there not addressed to you why are you even reading them, its an offence to open others mail.

 

If its not your post just bin it or mark "Not At This Address" and stop getting in a flap about it.

 

The more you write to them the more crap they send out. just ignore the planks

 

 

I think I am perfectly entitled to open the letters, alfwithhair! I am the only person to have ever lived at my flat: it was a new build when I moved in! So I write with confidence that the 3 people running up the debts are not known at my address, never have been and never will!

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They're not addressed to you so simply mark Not Known in big black letters and put in post box. Why get yourself wound up?

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Once you have established that there is no information on YOUR credit files in respect of these other people, then I would simply be returning them "Adressee unknown" - "Return to Sender"

 

Whilst I agree with alfwithhair that you shouldnt be opening mail addressed to someone else.. if you hadnt, and at a later date discovered that a CCJ had been awarded in default to one of these people.. at your address.. then you would be put to the trouble and expense of resolving this.

 

I too was subjected to a flurry of letters for someone who has the same surname as me.

 

The first was opened in error and subsequent mail was returned "return to sender/not known at this address". I photocopied both the back of the envelope bearing the return address and the front showing that it was being returned.

 

But they kept coming - so I started to open them again and communicate politely that they had the wrong address. In response to a rather unpleasant reply from them some 3 months ago, that also contained a wealth of information about the other person and the statement that they "would be sending someone round to collect what was owed". I sent the following.

 

 

Dear Sir or Madam,

Ref: the enclosed letter to “NAME”

PLEASE DO NOT IGNORE

The enclosed letter was opened in error. Having lived at this property for some XX years, I believe I am entitled to assume that letters delivered here are for ME and for no one else.

I am sick to death of receiving letters for the above named person.

There is no one of that name at this address; there has never been anyone of that name living at this address. A simple check of the Electoral roll will confirm this.

I must insist that you remove this address from your records.

I will be passing a copy of the enclosed letter to the Information Commissioner for their attention.

Please also be aware, that if you should send anyone to my property, the police will be alerted.

I trust I will not be receiving any more letters for the above.

Yours faithfully,

 

Fingers crossed they have gone away.


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If you hand your local postie a letter stating that post

for those perssons is not to be delivered, it should stop,

the delivery office will intercept the mail automatically.

If you don't see your postie a letter to the delivery office

manager will do the trick


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They are a pain in the arse.

 

Been returning their letters not know at the address for the last couple of months. They have now sent a you have been traced to this address letter. Fired off a quick email as like you I have had enough of them informing them that she hasn't lived here for a couple of years and to remove my address from their records.

 

Their trace department must be utter rubbish given that a) she's done bird recently. And b) she has a British gas account at her new address. Ta British gas.

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