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    • nothing to do with any warranty. consumer rights act or contract law claim. dx
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hsbc credit card ppi


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HI, Its been a long time since posting here, hope you have all been ok.

 

Im back again since the unfair charges sargar, which I believe is a lost cause now???

 

Im looking for advice 1stly for my HSBC Credit Card PPI reclaim, which I am just starting. I am just filling in the PPI CQ to send to hsbc. I have most statements dating back to 21/08/03 up untill january 09, which even tho the account is still active I have not used since then! but anyway I am stuck on the CQ where it is asking for my PPI policy no. Could anybody be so kind to help me? :-)

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PPI is fair game as are PENALTY charges on anything BAR bank accounts

 

off you go

 

see my sig below.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you dont need the Policy number

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanx dx, I do have charges with this same credit card do you reccomend I send it together or seperate, it had already been started but lost motion when it was all put on hold! how do I find my old threads so I can find out where in the process I was, cause i had quite a few going and cant remember where i was with what claim?

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the claims should be kept separate

 

shout if you need elp

 

 

dont forget

 

PPI is FOS CQ + SOC + covering letter

 

charges are SOC + template letter from the library.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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how do I work out what they owe me

 

I have some very old statements from when I 1st got the card in 2003 up untill january 2005 which all show how much ppi I was bein charged,

which are small statements like a5 size,

but then the style of the statements changed and were on a4 sized paper which since then have not shown PPI charges!

 

Now did I cancel the PPI and its just a coincidence that it was at the same time the statements changed

or did they change the statements and stop showing the charge?

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thats strange!

 

to find your old threads

just click on your username to the keft of one of your msgs

then hit show/find all threads

 

if you want i can merge them too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi all, not sure if im posting in the right place.....

 

I've just started claimimg ppi from a host of credit card and loan companies, wellcome, citibank and hsbc have all repied so far, I believe welcome is in administration? gave me another addy to write too, but citibank and hsbc have both sent ppi questionaires, much of the information I simply cant remember as they are quite old accounts but also some of the questions seem designed to trip you up so you cant claim...anyone eles had this? should i ignore the questionaire and just keep writing to them?

 

thanks all!! xxx

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Hi all, not sure if im posting in the right place.....

 

I've just started claimimg ppi from a host of credit card and loan companies, wellcome, citibank and hsbc have all repied so far, I believe welcome is in administration? gave me another addy to write too, but citibank and hsbc have both sent ppi questionaires, much of the information I simply cant remember as they are quite old accounts but also some of the questions seem designed to trip you up so you cant claim...anyone eles had this? should i ignore the questionaire and just keep writing to them?

 

thanks all!! xxx

 

Download the fos version of the questionnaire rather than use the bank's one just in case they have reworded the questions to, shall we say, weight them in their favour.

 

Start your own thread for each case you need help with

 

ims

 

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  • 2 weeks later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thx dx, me old man is doin a ppi claim or equivalent of for his mortgage no mention of what to go with for mortgages, or is it the same as for loans? This is what i done when I was doin my bank charges can this method be used for loans, CC or mortgages:- http://www.consumeractiongroup.co.uk/forum/showthread.php?188958-de-fault-charges-from-crapital-1&p=2122130&viewfull=1#post2122130

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go get 'em!!

 

 

see my sig.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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