Jump to content

  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Need advice in relation to my property, Do I walk away ??? or fight again

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4488 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hi, sorry to trouble you all but I could do with some advice. I am joint owner of a property, my ex did a runner and left me in a mess a couple of years ago with the property, I could of walked away then but I did not, I fought to save the house. It was an interest only mortgage, there is no equity in the property, in fact it is less than the mortgage, now. I have been paying for it myself since he left, but I ended up taking the redundancy from work, but i had to get someone in to rent to allieviate my mortgage(so his payments pay for it) in order for me to save the property. I got friend in to rent the property from me and I relocated back to the North and found another job, I needed to relocate as I didnt drive, my ex and I worked at the same place and he drove, but he was diagnosed as a chronic schizophrenic, went on one and did a runner. Anyway my friend who rented has now decided he wants to move and now I dont know what to do.


My issues are:-


I dont have the money or resources to repair the property in order to rent the property out again, I dont want to particularly put just anyone in there, and the current person who was renting was paying the mortgage with what he was paying, I was not making anything on the payments. Also the property is in joint names with my ex, and I do not want to be tied to him anymore. The only way of getting him off it is if i remortgaged in my name. I dont really want to rent it out again its too much hassle to try and save a house which I hoped one day I may go back to, I was thinking of turning a bad situation into a good one by using it as an investment, as a lot of effort and time went into it to try and get it to the way I wanted it and to save it.


Ive started afresh back in the North, got a job, (not good pay though) and im living with my bf who owns his own house. I was in arrears which is now paid and I am currently making the payments on this, every month. Do I walk away, hand the keys back with a letter and tell them I do not want anything more to do with it, as I will not be able to afford paying that and my bf as well, If so how do I do this. If i send the keys back, will I have to still file for a bankruptcy or can it be done without doing that???



Link to post
Share on other sites

If you walk away and the mortgage company sell it for less than the O/S mortgage (which I guess it will be as you are in negitive equity) they will still chase you for the difference, I believe it is for up to 12 years.

If I have been of any help, please click on my star and let me know, thank you.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...