Cheesed Off with myself

[GlasowGuy]

Getting a stream of calls on my work phone with a DCA.

 

really arsey guy on the phone today, talking over me and being really rude.

 

I lost it told him him to F. Off.

 

feel cheesed off that i let him wind me up - im usually calm with them.

[unclebulgaria67]

Phoning you at work is against the OFT debt collection guidance rules, so as soon as you tell a DCA that they should not phone using the work number, they should stop.

 

Make a complaint and if they don't stop, report them to your local Trading Standards.

 

http://www.tradingstandards.gov.uk/advice/index.cfm

[Conniff]

Report them anyway. You probably used the only language they understand. If there is a next time, be aware that you can do the same to him, ask him if he likes Mr Blobby and then start singing it to him, ask him if he's learned to write yet and if so then to send anything he has to say in a letter and put the phone down. If he rings back, you can say, you realise what you are doing infringes the oft guidlines and I will be reporting you, I bet it's him who puts the phone down this time.

 

Don't ever talk to them on the phone after you have sung to him of course.

[Stressedandfedup]

@conniff- brilliant!!! That's proper trolling!!

[Conniff]

Dunno of if that's a compliment or a sarcastic complaint

 

Would you like to tell us who the debt collector is Glasgow Guy and how much and who to the debt is owed?

[Stressedandfedup]

Coniff: compliment. Will try and remember it for any calls I may get!

[Conniff]

Thanks S&F. We just have to remember that these people are nobodys, they aren't bailiffs or government agents or even court tea ladies, they are just gobby little nothings seduced by a bonus if they can get the cash in and they will do it by any means fair or foul and not always in accordance with regulation.

 

You, on the other hand do have power, the power to just put the phone down on them and pay only what you can afford even if that's just £1 per month and as you have no contract or agreement with them, they cannot add charges or penalties. So just work out how much you can afford and send them that.

[boogiemaster]

I have a confession to make too farther.

 

I told Lowell's to stick the debt up their fking arse so how many hail Mary's and our farther's do I have to say?

 

It was the only time I lost my temper too

 

It did feel good though

[GlasowGuy]

Wow - thanks for the replies!!

 

to be honest im not sure who they are acting for - i refuse to go thru their ID checks.

 

I have a LOT of debt from about 3/4 years ago when problems at home and work made us realise there is more to life than what car you drive and were you live.

 

We are saving up to go bankrupt and im happy to say i will have the funds in another 2 months.

 

Thanks for the replies.

[Conniff]

How much roughly is your total debt GG ?

[GlasowGuy]

ball park figure is around £40,000

[Zonker]

I agree , quality of life is better measured in how you feel than what you own