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    • ok well next time never use email esp when entering into what seems like pointless letter tennis on your behalf.?when you had no real need to reply to them in any manner or form.   it only encourages them you are a mug and gives them a free way to intimidate and harass you by email.   get some kind of records from saas/slc on what they believe is your current status as they do still do the Adminmost of these loans .      
    • ignore ...yes its not a letter of claim from a solicitor with their client being the Uni. until/if you get one of those pop back here.   no-one can add anything to any debt ...so can't increase it.   nothing to do with 'credit' but yes ofcourse you can request and they will have to produce all paperwork inc how they dealt with your dispute if the time comes and they move to court.   redwood or harwood are good names to put in our search top right in the red banner.        
    • Someone that specialises on the subject might be a better way to put it. 
    • Vauxhall's parent company has previously said its fate depends on the government's commitment to the car industry. View the full article
    • Apologies I hadn't seen that uploads need to be in PDF.   I have received the attached letter from STA which I assume is a standard letter as I've never spoken to them on the phone. I'm not sure what they mean by 're-commence recovery action'? Do I just continue to ignore them?   I have been in contact with the Uni who insist I need to pay the fees as I left the course after the first three weeks. They have not provided any evidence/documents that I signed an agreement to pay the fees or that I acknowledged that fees would be due if the course was left early. They referred me to their website which undoubtedly has changed since I was there.    I appreciate I shouldn't reply to STA however I'm not sure how to proceed with this overall.   I've read the claim form page and I'm not clear if I can request a copy of a credit agreement from the Uni as I'm not sure if its standard for a University to have required a credit agreement to be signed?    I'm not really clear what happens next and at what point I need to act. I've read about lots of different cases (fee related and non fee related) but can't find information on a case that is similar to mine. Do I wait until the Uni begins a formal action? I am concerned as I don't want the amount to increase from the already significant amount they are demanding.     Many thanks for any help you can offer.  staletter.pdf
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

ade,steph,jack v barclays HELP IM WORRIED??


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Hello All Im Ade And I Have Just Finished My 1st Request Letter To The Bank (dpa)good Luck To Everyone Else Doing This Lets All Stand United "eh" Anyone With Any Info Or Advice Please Let Me Know Also Can I Ask Anyone Do You Use The Same Templates For Barclaycard That You Do For Your Current Account And If So Are You Ok To Claim Against Later Payments To Barclaycard Because As It Stands It Costs £25 A Time

Kind Regards

Adrian:)

A M OSBORNE

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welcome to the forums.

Answer to your questions are yes just change the wording slightly.

 

You will find a mine of info by reading other Barclays threads too

 

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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hi martin thanks for your reply much appreciared did you mean use the same template as you would for a current account but obviously change the account no everything else stays the same .also i live in stoke on trent and i was not sure where to send the letter to so i called the bank and asked them and they told me to send it to

barclays poc

leicster

do you know if this is correct?

kind regards

adrian(wigglywoo):)

A M OSBORNE

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Ade are you talking about where to send your data protection act to ?

 

Peter Townsend

Data protection

Barclays plc

Radbrook Hall

Knutsford

Cheshire

WA16 9EU

 

Tel 01565 614000

 

Only a couple of junctions up the M6 from you !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 3 weeks later...

hello again everyone sorry ive been away a little while had problems with my pc back up agian now running as good as new just an update on my mission i have requested the history of my banking with barclays i was abit unsure about where to send the request so i called them and i made clear what i was requesting as i was also unsure of who to address the check to so i asked them and they where very obliging in telling me that my statements would not cost a penny and they would get them sent straightaway i received them 7 days later dosent change my opinion of them though still EDIT buggers.so anyone who is requesting history from barclays i would like to make you aware that you dont have to pay hope this help:)anyone with any advice would be very greatful good luck to everyone else on this mission i am just about to request what im owed STAGE 2 of the mission i will see you all again in a bit.also could someone please give me some advice on barclaycard as i want to start one against them as i have been hit with alot of charges of late for late payments see you all soon GOOD LUCK:)

A M OSBORNE

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hi martin

sorry ive been away a while pc been down but back to its best again now thanx for your reply i have requested my banking history with barclays i got that back within seven days just to let you and other people know i did not have to pay the £10 i got it free of charge (wow no charge i had to pinch myself) anyway i have totalled up my charges and it comes to about £1500 very pleased with the outcome i am just about to send off stage two of the mission the asking for it back bit fingers crossed the addrress you gave to me before what was that for i think all my stuff at the moment needs to be sent to leicster do you know if this correct thankx martin and good luck to everyone else

kind regards

adrian

(wigglywoo)

A M OSBORNE

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  • 3 weeks later...

hello all

hope you are all going well with your claiming i have a couple of posts on here just ignore the others i will use this one to keep everyone upto date to cut a long story short i have filed my claim to barclays and they are now apparently looking into it and will respond no later than 2nd october hope it is good news.if anyone needs any help or advice be glad to help not an expert or anything but can offer through my own experience thats what were all here for anyway helping and guiding each other to glory.

anyway everybody take care and will post again soon will updates next job is barclaycard.

take care

kind regards

adrian

(wigglywoo):)

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hi adrian my names kayci can u please help me? i have recieved my bank statements 4 the last 6 years, but dont know what 2 do next. ive been told i have 2 calculate the interest, but dont know how 2 do this. would b realy grateful if u could give me some advice.

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hello there mate

you do not have to calculate the interest yet until/or if you have to make a court claim.

all you have to do is use the interest calculation spreadsheet found in the templates library and go through your statements with a fine tooth comb inserting all the charges you have incurred from whatever date you are claiming from but DO NOT PUT IN THE INTEREST as that is only neccesary when filing a court claim the spreadsheet pretty much explains itself anyway.

then proceed with your letter of asking for it back this is also found in the templates library just make some minor adjustments on it by deleting the bit that mentions interest just put in the main amount your total figure alone before interest. copy these for your personal account keep them safe and send the other copy to your bank thats what i did and it seems to have worked so far as im just in the process of waitng for an update/answer by october 2nd

hope this as been of help to you any more advice please feel free to ask.

also if anyone else reads this can you correct me on any errors i dont thin there is but just to make sure as i have used my own experience on what i did to guide someone else but my case seems to be going great so far

kind regards

adrian

(wigglywoo)

A M OSBORNE

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hi kayci

also just to help you along a bit if you open up the simple works interest calculator spreadsheet just put all your relevent info in the top part

account number

sort code etc etc

the insert the date from and too

then what i did was to delete the days since offence column and the 8% interest column

1 all you need is the in respect of column to describe the nature of the charge (paid refferal,unpaids out)

2 the amount the charge was £**

3 the date incurred

when you have put all of these in just do the coordinates trick on the amount charged column to add it up alot quicker highlight the amount charges row black,then type in any of the blank boxes =SUM(C9:C116) TO GET YOUR TOTAL AMOUNT.i know i may have dumbed this down a little no disrespect i just want to make sure you get it right and get back what your owed anyway any more help feel free to ask

good luck:lol: :lol: :lol:

kind regards

adrian

(wigglywoo)

A M OSBORNE

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hello to everyone im ade and ive been pursuing my bank charges with barclays i have got as far as sending the spreadsheet and the letter requesting the charges back.i got a letter a few days ago saying they were investigating the claim and i would have an answer/update no later than october 2nd 2006.do i now have to just wait or is there now a next step any help would be brilliant and would ease my mind a little

thankyou all

kind regards

adrian

(wigglywoo)

A M OSBORNE

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The next step is to send them the LBA, (letter before action), 14 days after you sent the preliminary letter. Stick to your timetable, not theirs

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

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thankyou for your posts gonna give them 14 days then issue lba to them why do they keep stalling on people like this it must be like groundhog day to them.anyway thans again and good luc too everyone:)

A M OSBORNE

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  • 3 weeks later...

HELLO ALL

I AM POSTING THIS MESSAGE WITH AN UPDATE ON MY PROGRESS SO FAR I HAVE SENT BARCLAYS MY LETTER REQUESTING A REFUND COMPLETE WITH SPREADSHEET,THEN I SENT MY LETTER BEFORE ACTION 14 DAYS LATER COMPLETE WITH SPREADSHEET,I GOT A LETTER FROM BARCLAYS STATING THAT I WOULD GET A REPLY/UPDATE NO LATER THAND 2ND OCTOBER 2006,A FEW DAYS LATER I GOT A CALL FROM BARCLAYS WITH A HALF BAKED STORY THAT THE TEAM DEALING WITH THESE COMPLAINTS HAD QUITE A BACKLOG SO EACH CASE WOULD BE DEALT WITH IN ORDER BUT ASSURED ME THAT MY CASE HAD BEEN ACKNOWLEGED AND I WOULD BE RECEIVING AN OFFER IN TIME IT WAS JUST A CASE OF DOING EACH CASE IN ORDER SO I WAS BASICALLY IN A QUEUE.IT HAS NOW REACHED THE 2ND OCTOBER TODAY NOW I WAIT WITH BAITED BREATHE FOR THE POSTMAN,THEY HAVE UNTIL THIS FRIDAY 6TH OCTOBER BEFORE THE 14 DAYS ARE UP.DO I THEN START MONEYCLAIM AS I AM STARTING TO GET WORRIED ABOUT THE TIME IT IS TAKING FOR THEM TO RESPOND.COULD SOMEONE PLEASE GIVE ME SOME HELP AND ADVICE PLEASE ON MY CASE AND MONEYCLAIM I WOULD BE VERY VERY GREATFUL.

THANKYOU ALL AND GOOD LUCK TO YOU ALL

KIND REGARDS

ADRIAN

(WIGGLYWOO):confused:

A M OSBORNE

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Hi Wigglywoo,

Yes stick to your timetable. If no reply by Friday than MCOL it is:D .

Delaying until the last minute is Barclays' forte. Don't worry you'll be fine;)

Tigger26

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I received the same letter as you ,after sending all the required letters and spreadsheets,Barclays said that i would hear something from them in 8 weeks. Looking round the other threads it appears that the best policy is to stick with your timetable so i gave Barclays the 14 days to respond and commenced my moneyclaim online ( yesterday).

Hope that helps.

Regards Sandbag.

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Thanks Tigger I Like Your No Worries Attitude You Have Made Me Feel Better Already Does My Case Look Ok So Far?and Is Money Claim Easy To Do As I Have Seen A Few Posts Saying People Are Confused

Thanks Matey

Kind Regards

Adrian

(wigglywoo)

A M OSBORNE

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Thanks Tigger I Like Your No Worries Attitude You Have Made Me Feel Better Already Does My Case Look Ok So Far?and Is Money Claim Easy To Do As I Have Seen A Few Posts Saying People Are Confused

Thanks Matey

Kind Regards

Adrian

(wigglywoo)

 

:!: Just got confused, you've got 3 threads in Barclays all for the same thing :smile: . Best stick with one thread for now.

Spend time reading FAQs section, MCOL is ok, personally I went to my local court to hand in my schedule of charges with a printed off copy of the N1. MCOL does limit the amount of words you can write in but you can download a pdf version & fill it in to take to court yourself if you want.

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Thanks Tigger I Like Your No Worries Attitude You Have Made Me Feel Better Already Does My Case Look Ok So Far?and Is Money Claim Easy To Do As I Have Seen A Few Posts Saying People Are Confused

Thanks Matey

Kind Regards

Adrian

(wigglywoo)

 

Regarding mcol - i was absolutely dreading it not being a computer type person but i did the following -

 

Went into the Bank Templates library copied and pasted jonni2bads particulars of claim ( adapting it to fit my circumstances) thanks to him for that! Then i used the excel spreadsheet to calculate interest then paid the court fees and submitted.It took me a while as i am a computer novice but it wasn't that hard.

Good luck

Sandbag.

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I received that letter too! I'm just continuing with the agenda regardless too!

Good luck!!

Claim for £3,044.86 ongoing with Barclays-soon to be complete-I hope!!!Won for the Daughter £915 from Barclays!!!!!

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p.s can everyone ignore the other threads i have posted wasnt sure how to work the site but got the hang of it now if anyone can could they close the other unused threads please and i will stick to this one thanks everyone:)

A M OSBORNE

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