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Welcome PPI and Insurance


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Hi all - MODS - If this isn't the correct forum, please feel free to move. Thanks!!

 

I had a PPI claim with Welcome which I have just had settled (after 4 months!:)).

 

On a couple of the loans, life insurance and home emergency insurance were added to the loans without my permission or knowledge which only came to light as I was beginning my PPI claim.

 

I called the FSCS to ask why the insurance wasn't added to my claim amount, even though I had mentioned it in the paperwork I sent. Was told that I wasn't the first one to ask about this and that a database was being compiled to which my name and details had been added, and that paperwork would be sent about it at a later date.

 

Is anyone else in this position?

 

TIA :)

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what p[aperwork did your send?

the fos CQ and an SOC?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Did you mean the original paperwork sent for the claim? I got some forms from FSCS, completed them and sent them back. On the section where it asked did I know about the PPI, I stated I did not know, and that Home Emergency cover had been added on, even though I distinctly remember it being offered, and I did tell them at the time I already had similar cover with Direct Line.

 

The Life Insurance I didn't even know about until I called to query whether the money deducted for the HE had been included in my settlement. It was the FSCS who told me!:!:

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the FSCS are well aware that HCE and LIfe are part of the same package,

 

they are pulling your leg.

dont forget they are welcome staff operating under fscs rules.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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were these loans rolled over into each other/

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, I know Welcome are no more (Wonder why? Is it because they are robbing ********??:evil:). And I know that the FSCS are dealing with all Welcome claims from their offices.

 

No - the loans were all separate. All have now been settled in full. The PPI's been settled. Looks as though I also have a claim WEG the insurance the sneaky gits added on without my knowledge.

 

My question was: Is anyone else in the same position? And have they received paperwork to facilitate their claim??

 

Just wondering when to apply the thumbscrews!:madgrin:

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as far as i'm aware other claims have always include these ,...strange

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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