Jump to content


Please note that this topic has not had any new posts for the last 3175 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi Folks

 

I wonder if anyone can help me please? I received a letter last week to an old address from 'Marston High Court Enforcement Officers & Certificated Bailiffs' regarding an unpaid ccj a couple of years old. The ccj was for a credit card debt.

 

Marston are threatening to send a 'Licensed Field Officer' to 'discuss my account and payment proposals'. So I'm expecting a visit from the bailiffs BUT Upon looking at the Marston website I noticed this statement:

 

'In order for Marston Group to enforce a County Court Judgment it must be transferred to the High Court', and in particular this bit: 'Please note that we are unable to transfer a Judgment where the debt is based upon a regulated agreement under the Consumer Credit Act 1974.'

 

So does this mean that they don't offer to enforce a (credit card) ccj such as mine?

 

Any comments very much appreciated

Link to post
Share on other sites

Thread moved to Bailiff forum

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

If it is a credit card debt and the agreement was under CC Act then they cannot act as HCEOs as the debt cannot be transferred up to the high court for a writ of fi-fa. A "Licensed Field officer" will be as door knocking debt collector imho, as they also undertake this sort of collection, the letter head will include HCEO and bailiff, but it doesn't mean that they will be able to visit as such on every occasion.

I

  • Confused 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Brassnecked is right in his assertions that they are dealing with this as debt collectors. The fact they sent a letter to you using their HCEO & Bailiff letterhead is most worthy of complaint to both the OFT & Trading Standards as in my view they are misrepresenting their powers. What to do if he calls, I believe there is a phrase similar to "Get Lost" of course you could also send them the http://www.consumeractiongroup.co.uk/forum/content.php?410-LETTER-USED-WHEN-A-DCA-THREATENS-A-DOORSTEP-VISIT letter.

 

PT

  • Confused 1

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites
Thanks ever so much everyone for your replies - I really appreciate them :)

 

I now assume that a county court bailiff is the only visitor that I need to be concerned about then regarding this unpaid ccj?

That may well be the case, but a County Court bailiff is salaried, and as he doesn't depend on fees will likely be more inclined to help you sort things out.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Same applies with any Bailiff. Do NOT under ANY circumstances allow them into your home. At least the CCB will inform you of any pending visit.

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites
Same applies with any Bailiff. Do NOT under ANY circumstances allow them into your home. At least the CCB will inform you of any pending visit.

 

PT

Thanks PT, for completeness, even if a CC bailiff is more amenable, you should deal with him outside, and never willingly let him in

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...